Personally, according to the actual situation of investors, it can be divided into the following categories: stocks and funds. If you have a lot of spare money, and it is relatively large (more than 65438+ 10,000 yuan), and you are not in a hurry to make a return immediately, you can try to make stocks and funds. These two kinds of profits are high, but the time period is long and the risk is high. In addition, the stock market has been in a downturn in recent years. If there is no professional guidance and advice, don't try it yourself. Foreign exchange and futures. The leverage ratio is large, so the risk is greater than that of stocks, and of course it is accompanied by huge profits. Higher investment threshold, two-way intraday trading. The fluctuation is fast, the psychological quality is not too hard, and the funds are too small to lose. Gold and silver, since ancient times, everyone has been convinced of the role of gold in maintaining value, but the actual situation is not optimistic. The market is highly liquid, and T+D transactions (24 hours a day) must be settled every day. And because it is a margin transaction, the loss may even exceed your investment principal, which is different from stock trading. Although the deposit system is 10%, the investment threshold in Kinginka is not low, generally above 20,000. However, if a good company can guarantee the rate of return and strictly control the stop loss point, then gold will make money faster, spot investment, low risk and two-way trading in the day. The investment threshold is low, and a few thousand yuan can reach the daily rate of return of 10%. 20% margin system, with a small fight. And there are supper, which can satisfy the desire of office workers to make money at night. Flexible operation, more suitable for short-term investors. Finally, we should always remind ourselves that venture capital is a double-edged sword. Good financial management can create greater profits, and bad financial management will harm yourself. Any financial investment is risky, and it is unrealistic to talk only about returns and not risks. Only by reducing risks and extending profits as much as possible can we stabilize profits! Therefore, we must find investment and wealth management products suitable for our own situation, start with small investment and try a little bit, instead of holding a gambling mentality, we must invest rationally. I do spot investment. You can contact me if you don't understand or need help.