The application operation can be operated on mobile online banking. Download the mobile banking of Bank of Shang Hui, click Express e-Loan on the financial page, fill in the relevant information and click Submit, and wait for the results.
Extended data:
Shang Hui Bank's fast e-loan is a pure credit, unsecured and unsecured consumer loan product provided to individual high-quality customers through online business model. The loan funds can be mainly used for daily consumption purposes, and shall not be used for house purchase, production and operation, securities investment or equity investment, futures investment, etc.
The validity period of fast e-loan is three months, and the withdrawal period of a single loan can be divided into six months, 12 months, 24 months, 36 months, 48 months and 60 months (the sum of the borrower's age and withdrawal period cannot exceed 60 years old). The loan interest rate is mainly evaluated according to the customer's credit and risk, and provident fund customers can enjoy a minimum annual interest discount of 5%.
If a customer wants to apply, just log in to the mobile banking client of Bank of Shang Hui, click "All" on the home page, then click "Express e-loan", select the application area, then click "Apply for a loan", check the comprehensive authorization for agreeing to personal credit information, then enter the verification code and click "Confirm".
To apply for fast e-loan from Bank of Shang Hui, the first condition to be met is the deposit of provident fund, which is required to be paid for more than one year, and the monthly base exceeds that of 600 yuan. Secondly, the second personal condition is that you must be between the ages of 22 and 60, have a stable job, and can guarantee a source of repayment. At the same time, it should be noted that there is a credit card or debit card opened by Shang Hui Bank under the user name, and personal credit is good.
Shang Hui Bank Express E loan interest:
Shang Hui Bank's fast e-loan is the repayment method of interest first and principal later. The loan interest is 65,438+0.45, and the annualized interest is 65,438+07.4%. If 65438+ ten thousand yuan is approved for use for one year, the interest is100000×17.4% =17400 yuan.
Bank of Shang Hui Express E-Loan Line:
Bank of Shang Hui can borrow up to 300,000 yuan for fast e-loan, which can be recycled during the loan period. This is an obvious advantage of fast e-loan from other products.
Shang Hui Bank Express Electronic Loan Credit:
Because Shang Hui Bank's fast e-loan is a bank loan product, there is a great opportunity to check and check the credit. Therefore, if people want to apply for a loan, they must repay it on time, otherwise it will affect your future mortgage or car loan.
Shang Hui Bank's fast e loan is still very reliable, and the interest is not very high, that is, the application conditions may be relatively strict. Therefore, people must check whether their provident fund deposit business meets the requirements before applying for loans. If you meet the requirements, you can apply. If it is too low, you can choose another loan.