Please consult the Credit Information Center of the People's Bank of China and the Credit Information Center of the People's Bank of China, official website for the contact information of the national credit information sub-centers and inquiry points. Pay attention to the address and business hours of each outlet.
Inquiring about personal credit report is a service provided by the credit center, so in principle, you need to charge a certain fee, so please prepare some cash when you go.
Extended data
1. Notes for printing report
Consult the local credit department in advance, ask about the required materials and processes, and make preparations in advance.
Choose the right time to avoid the printing peak.
Bring the original ID card and other relevant documents.
The cost of printing in advance.
2. The role of personal credit.
Save time. A lot of information that banks need to know is in the credit report, so there is no need to spend more time to investigate and verify the authenticity of the information filled in the loan application form. Therefore, the first benefit of credit reporting is to save time for individuals and help individuals get loans faster.
Easy to borrow. If an individual's credit report reflects that a person repays the loan on time and earnestly fulfills the contract, the bank can not only provide credit services such as loans and credit cards, but also give preferential treatment on the amount and interest rate.
Credit reminder. If the personal credit record recorded in the credit report is bad, banks must be cautious when considering whether to provide loans. This can remind individuals to cherish their credit records and consciously accumulate their credit wealth.
Fair credit. The objective record of personal credit history provided by the credit information center to banks can reduce the influence of loan officers' subjective feelings and personal emotions on the application results of loans and credit cards, so that applicants can obtain more fair credit opportunities.
Baidu encyclopedia? Credit Information System of China People's Bank
China people's bank Zheng Xin center