There will be many financial advertisements in the market, and the financial contents of these financial advertisements are uneven. To some extent, excellent financial products basically do not need the promotion of financial advertisements, and only poor financial products need to advertise everywhere. It is precisely for this reason that I suggest that investors make their own choices when making investment decisions, and it is best not to blindly believe the so-called financial advertisements.
First, there will be many scams in financial advertisements.
Whether this financial advertisement is suitable for investors or not, there are many advertisements for financial products that are simply deceptive. For conventional wealth management products on the market, it is a good level to reach an annualized rate of 5%. But in these financial advertisements, we can see financial products with annualized rate as high as 30% or even more than 50%. This generous financial return is simply unrealistic, but some people still believe it.
Second, excellent wealth management products do not need advertising.
I take the fund products that investors often choose as an example. We can see relevant advertisements on various fund software. For those old-fashioned fund products, old-fashioned excellent incentive products do not need to be promoted at all, and many senior investors will naturally choose these investment products. Everyone's investment circle will pass on excellent investment targets by word of mouth, and a product worthy of investors' trust does not need additional publicity.
Third, many financial advertisements only collect IQ tax.
Although this sentence is somewhat serious in nature, it reflects the real situation of many investors. Many people don't do basic financial research at all, or even don't know financial knowledge, so they expect to get rich overnight through investment. This idea is obviously unreasonable, and it will also lead these novice investors to be induced by bad financial advertisements. Compared with those unreliable financial advertisements, I personally suggest accepting investors to buy fixed-income financial products from banks. If you have the ability to invest independently, you can achieve a stable return on investment through more complex asset allocation.