Creditor's rights can be financial assets, but financial assets must be creditor's rights. Creditor's rights are not necessarily financial assets, but financial assets must be creditor's rights. Because the difference between financial assets and creditor's rights is mainly the different definition of power, the scope of creditor's rights is very wide, and financial assets only have the right to request cash or other financial assets, so from the perspective of power, financial assets must be creditor's rights, but creditor's rights are not necessarily financial assets.
Second, the related introduction of creditor's rights. Bond is mainly relative to debt, which usually refers to whether the debtor has the right to act, and the content of debt mainly includes creditor's rights and debts, so creditor's rights and property rights are also corresponding. The object of the creditor's rights can be things, but the owner of the creditor's rights must be only a person or a specific person, and the creditor's rights have no recourse. Creditor's rights are relative rights with typical characteristics, and creditor's rights play an associated role between creditors and debtors. At the same time, compatibility and equality are also the legal characteristics of creditor's rights.
Third, the meaning of financial assets. Financial assets mainly refer to vouchers that can represent future earnings, and also refer to legal asset vouchers. Financial assets are also called financial instruments or securities. The field of financial assets refers to the sum of all financial instruments in the financial market, so financial assets are relative to the holders of financial instruments. Investors will generally consider which wealth management products to buy according to the actual term, liquidity, safety and yield. When the debtor of financial assets has financial problems, or the debtor violates relevant contracts and treaties, the financial assets will be impaired. When the financial assets are impaired, the debtor's company is likely to close down or carry out secondary financial restructuring. When the issuer has financial difficulties, it will also cause the impairment of financial assets.