The confirmation time of fund subscription is T+2 trading rules, that is to say, on the third day after successful deduction, you can know exactly the confirmed share and net trading value.

First of all, you have to confirm whether the deduction has been successful, and then check the confirmed share.

If the deal is concluded before three o'clock on Friday, it will not be confirmed until next Tuesday. Saturday, Sunday and holidays are not normal working days.

Fixed investment funds are suitable for long-term investment, generally more than three years. For more than three years, it is best to choose a fund with back-end fees for fixed investment, so that there is no handling fee when you buy it every month. In addition, we are still looking at the role of fixed investment funds, such as pension and children's education funds, which are suitable for long-term investment.

There are two ways to collect fund fees:

First, the front-end charge, which is the default, is to pay the handling fee in proportion when buying every month, which increases the cost of fixed investment. If you buy at the bank counter, the handling fee is 1.5%. If you buy in online banking, the handling fee is 60-20%. If you buy on the fund company's website, the minimum handling fee is 40%. There is a redemption fee ranging from 0.25% to 0.5% at the time of redemption.

One is the back-end charge, that is, there is no handling fee when you buy it every month, but you can redeem it when it reaches the time specified by the fund company (ranging from 3 years to 10 years), and there is no handling fee, which can save a lot of handling fees in the long run.