After brushing all the quotas at one time, there will be suspicion of cashing out. CCB's risk control will allow customers to provide credit card consumption vouchers. If it can't be provided, CCB may withdraw the installment quota, or ask the user to make a one-time repayment, which has caused great repayment pressure to the user. After CCB obtains the quota by stages, users can brush it out many times or at one time. However, it is not recommended for users to brush it out at one time, which is suspected of cashing out. Users may face the risk control of CCB after one-time brushing. At this time, it is necessary to submit proof materials to remove the risk control, otherwise CCB may require users to settle the loan amount in one lump sum. It is not easy for installment payment to pass the approval of CCB, because it requires a higher credit score for users. At present, it is known that three types of customers can apply for CCB installment, such as CCB mortgage customers, CCB credit card customers and CCB provident fund customers, but even these three types of customers must have good credit to pass the examination and approval, so the current CCB installment pass rate is not high. If you have a mortgage from CCB, you can apply for "installment loan" at a designated outlet or personal loan center of CCB.
Whether the installment pass can be approved depends on your personal situation, but it cannot be predicted in advance. When the bank approves it, it will refer to your personal credit information.
If the credit card and installment pass are approved, the bank will give your credit card a special installment amount. After reaching the amount, you can go to the CCB outlet to complete the installment transaction, transfer the money to the special consumption card, and then swipe the card at the designated merchant for consumption.
It should be noted that this special limit is beyond the limit of your credit card itself and cannot be recovered.