The financial dispute mediation center has the efficiency of filing a case, mediating and delivering legal documents on the same day. It can promote the settlement of contradictions and disputes without entering the litigation procedure. Guided by the convenience of the parties, the harmonious and efficient resolution of social contradictions, and the purpose of facilitating the smooth development of litigation activities of the parties.
Financial disputes refer to disputes arising from monetary accommodation between financial institutions and citizens, legal persons and other organizations, as well as between financial institutions.
Today, with the globalization and liberalization of finance, financial innovations emerge in an endless stream, various derivatives of financial transactions are varied, the number of transactions has exploded, the links between financial subjects have become closer and closer, and financial transaction means and liquidation means have become more and more information-based and paperless, which has greatly accelerated the pace of financial transactions, reduced the controllability of transactions, increased the risks of transactions, and led to a surge in the number of financial disputes.
With the rapid development of the financial industry, financial disputes also present some new features:
First, the scope of financial disputes is very extensive, involving credit market, capital market, securities market, precious metal market and derivatives market;
Second, simple disputes and complex disputes coexist in financial disputes. For example, traditional bank lending disputes and credit card disputes are characterized by simple cases and clear facts; However, in the disputes over financial derivatives such as financial futures and options, the technical, factual and legal issues involved are very complicated;
Third, there are more and more trade secrets involved in financial disputes, and many financial disputes are not easy to disclose. Information related to trade secrets such as the operation mode, cost and profit of financial institutions cannot be easily exposed, otherwise it will cause irreparable losses;
Fourthly, the wide application of modern information technology in the financial field makes finance appear virtual and global, which brings prosperity to finance, but also brings many uncertain risks. Financial disputes continue to arise, and the evidence collection and confirmation of disputes, the determination of infringement and the amount of compensation are all facing new problems.