The varieties of gold investment mainly include physical gold and derivatives. In contrast, the physical gold business is subject to factors such as high transaction costs and inconvenient transaction methods, and is more suitable as a long-term investment product with the main purpose of maintaining and increasing the value of assets.

For new gold investors, the most important thing to pay attention to is to choose formal and legal channels. At present, the channels for domestic investment in gold are: investment and physical gold of Shanghai Gold Exchange, futures gold of Shanghai Futures Exchange, "paper gold" of banks, brand gold bars of enterprises and jewelry of gold shops. At the same time, relevant regulations do not allow domestic investors to invest in overseas gold.