There is also a certain relationship between investment period and wealth management income. Under the same risk, the longer the term of financial management, the higher the expected income, but the term is not the most important factor to determine the income of financial management.
Financial management methods:
You need to open a corresponding wealth management account when you go to a bank or a securities company for wealth management. Generally speaking, wealth management accounts opened by banks can handle savings products, bank wealth management products and fund products, and large banks can also purchase them through the banking system. Due to the wide distribution of bank outlets, investment and wealth management accounts opened through bank channels can be handled at bank counters.
The financial accounts opened by securities companies can be used to invest in a series of investment financial instruments such as stocks (including A shares, B shares and H shares), bonds (including government bonds, corporate bonds and corporate bonds) and futures (including financial futures such as stock index futures and foreign exchange futures, and commodity futures such as gold futures and agricultural products futures). The opening of a securities account can be handled in the business department of a securities company, and it needs to be handled within the trading day.
The procedure of investing in a company is relatively convenient. Generally, you only need to provide a copy of your ID card and bank card. Investment companies will also customize exclusive financial plans for customers.
Financial management level:
The first layer is to handle and use money effectively and reasonably, so as to make the best use of everything and meet the needs of daily life to the greatest extent.
The second level is to invest the extra money to produce the best financial return, which is the level of Qian Shengqian.
The third level is to plan life from the financial point of view, make use of the existing economic and financial conditions, maximize the value of their human resources, and prepare for future development.
One of the elements of successful financial management is actually to see whether you are smart or not. Most people spend a lot of time and energy when they are young, and finally they can have enough financial resources to ensure a stable life in the future after retirement. Others may not need to spend so much thought and energy to get a stable life after retirement. Why? In fact, it doesn't matter whether you are lucky or not. What matters is your ability to plan and practice money in advance.