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What are the requirements for applying for a credit card now?
What are the requirements for applying for a credit card?

First of all, the age is between 18-60 years old, and the supplementary card can generally be relaxed to 16-65 years old.

Secondly, it is best to have a local household registration or a household registration in a big city. Foreign household registration generally requires local property certificates.

Third, there is a relatively stable job and income, and students and unemployed people in school do not have the qualification to apply for a card.

If you work in government agencies, institutions, financial institutions and large well-known enterprises, you can basically guarantee that 100% will pass;

If the nature of work is general, such as small and medium-sized enterprises, or the income is low (the annual income does not exceed 6.5438+0.5 million yuan), the passing coefficient is relatively low;

If your job is very unstable, such as small private enterprises, retail services, sales in catering and entertainment industries, salespeople and manual labor, or self-employed, you are likely to be rejected.

Tip: In order to pass your application as much as possible, please provide some personal proof of assets, such as house certificate, car license, deposit certificate, and proof of purchasing foreign exchange, national debt and futures of stock funds, which will not only help pass the examination, but also improve the credit limit.