Double-income families, with a single economic income, already have a certain source of income, and often need a large expenditure on family construction, such as buying a house and a car. For the newly born children, they are faced with the burden of family expenses and accumulated assets. Young couples are young and can bear the investment risk of high-risk assets, but usually they have to bear huge mortgage loans. There is no more preparation for the birth of children, and many young couples still adopt single-level financial management and lack planning for the future.

Family financial management, we must pay attention to it is the best investment portfolio that can spread risks and avoid risks. There is a common "three principles", one-third of the money is saved, recycled and used urgently. One third of the money is invested in long-term and low-risk investments, such as government bonds, and one third is invested in short-term risks. Such as futures, spot. The specific investment depends on your own risk tolerance and income expectation, and the short-term investment income that can be used for investment is very significant. The income of a good day can be as high as 10%.