Legal analysis: First, gradually build a green credit policy system. Formulate and issue a series of policy documents such as green credit guidelines, encourage and guide banks to vigorously develop green credit, increase support for green, low-carbon and circular economy, pay attention to preventing environmental and social risks, and improve environmental and social performance.

Second, continue to carry out green credit statistics and evaluation. Introduce a statistical system for green financing in the banking industry, issue key evaluation indicators for the implementation of green credit, organize major domestic banks to carry out statistics and evaluation of green credit on a regular basis, and guide the banking industry to deepen its understanding and support for the concept of green development.

The third is to promote investment and financing to deal with climate change. Jointly issued the Guiding Opinions on Promoting Investment and Financing in Response to Climate Change with relevant departments, encouraged banks and insurance institutions to develop climate-friendly green financial products under the premise of controllable risks and sustainable business, and continuously increased financial support for coping with climate change.

Fourth, encourage banks and insurance institutions to innovate green financial products and services, actively develop energy-saving credit, green bonds and green credit asset securitization, explore environmental rights and interests mortgage financing, and enhance the professional service ability and risk prevention and control ability of green finance.

The fifth is to promote the development of green insurance such as environmental pollution liability insurance. Constantly optimize the policy environment, encourage local governments to carry out practical exploration, and give full play to the important role of commercial insurance in the construction of ecological civilization system.

Sixth, encourage financial institutions to learn from international good practical experience, strengthen environmental and social risk management of financing projects, improve information disclosure, and actively participate in international exchanges and cooperation in the field of green finance.

Legal basis: Article 32 of the Law of the People's Republic of China on the People's Bank of China, the People's Bank of China has the right to inspect and supervise the following acts of financial institutions and other units and individuals:

(a) the implementation of the relevant provisions of the deposit reserve management;

(2) Acts related to the special loans of the People's Bank of China;

(three) the implementation of the relevant provisions on the administration of RMB;

(four) the implementation of the provisions on the management of the interbank lending market and the interbank bond market;

(five) the implementation of the relevant provisions on foreign exchange management;

(six) the implementation of the relevant provisions of the gold management behavior;

(7) Acting for the People's Bank of China to manage the national treasury;

(eight) the implementation of the relevant provisions of liquidation management;

(nine) the implementation of the relevant provisions of anti-money laundering behavior.

The special loan of the People's Bank of China mentioned in the preceding paragraph refers to the loan granted by the People's Bank of China to a special-purpose financial institution decided by the State Council.