Banks are the safest. Time deposits can deposit interest and get back the principal and interest after maturity.

Yu 'ebao, Licaitong, etc. These are money funds under the platform of large companies, which can be withdrawn at any time and generate interest continuously, and the interest is higher than demand deposits.

Treasury bonds, bonds issued by the state, are basically impossible to be repaid, and the interest rate of treasury bonds is higher than that of time deposits.

Capital preservation wealth management products, although the wealth management products on the market are not capital preservation, some banks have introduced capital preservation wealth management products, such as ICBC's Chaochaobao.