1, strategic risk
Strategic risk refers to the influence of future uncertainty on the realization of strategic objectives of enterprises.
2. Operational risks
Business risk refers to the possibility and loss of business failure or failure to achieve the expected goal due to the complexity and variability of the external environment and the limited cognitive ability and adaptability of the subject to the environment. Operational risk should at least consider the following aspects:
(1) possible risks caused by product structure and new product development;
(two) the risks that may be caused by the new market development and marketing strategy of the enterprise;
(3) Risks that may be caused by organizational efficiency, management status, corporate culture, knowledge structure and professional experience of senior and middle managers and professionals in important business processes;
(4) Risks caused by business mistakes in futures and other derivatives.
(5) Risks caused by management errors in quality, safety, environmental protection and information security;
(6) moral hazard of internal and external personnel or risk caused by failure of business control system;
(seven) the risk of losses caused by natural disasters to the enterprise;
(eight) the risks caused by the supervision, operation evaluation and continuous improvement ability of the enterprise's existing business processes and information systems.
3. Operational risk
Operational risk refers to the risk of loss caused by errors in employees, processes, infrastructure or technology or similar factors (including fraudulent activities) that affect operations.
Operational risks can be combined into the following risks: people, technology, fraud, external dependence, processes/procedures and outsourcing.
4. Financial risks
Financial risk refers to the risk that the company may lose its solvency due to unreasonable financial structure and improper financing, which will lead to the decline of investors' expected income, financial difficulties and even bankruptcy.