Criminals use phone calls, text messages, the Internet and other media to set up traps and publish false information to defraud property, and many people have fallen victim to the scam. Recently, the Chongqing Banking Regulatory Bureau reminded citizens to pay attention to 16 types of telecommunications fraud schemes and beware of being deceived.

Pretend to be a public prosecutor and commit fraud: On the grounds that the victim is wanted for suspected money laundering, drug trafficking, fraud and other crimes, the victim is intimidated into cooperating with the investigation, and is lured into transferring his deposits into a so-called "safe account" to defraud the victim.

Stealing QQ and WeChat fraud: Stealing the victim’s QQ and WeChat ID, modifying friend information, pretending to be relatives, friends, leaders, asking the victim to transfer money for reasons such as needing money for urgent matters, giving gifts to guests, making payment for goods, etc. money.

Guess who I am fraud: The person pretends to be an acquaintance or leader over the phone to ask the person to guess his or her identity, then acknowledges the person’s guessed identity, and then asks the person to transfer money for various reasons.

Ticket purchase and refund fraud: Use the Internet to place fake calls for ordering, returning or exchanging air tickets, train tickets, etc., luring victims into being deceived with low prices, or pretending to be airline customer service to cancel flights, provide refunds, or change tickets. , tricking the victim into using the English interface of the ATM machine to defraud money.

Refund and tax refund fraud: Illegally obtain the victim’s information, pretend to be a state employee, and falsely claim that you can enjoy national policy benefits such as student subsidies, subsistence allowances, tax refunds, etc., in the name of paying taxes, deposits, etc. Lure the victim into going to an ATM machine to make a fake refund and make a real transfer.

Sending Trojan link fraud: By sending illegal link (website address, QR code) information containing Trojan programs such as points redemption, party photos, student performance, etc. to trick the victim into clicking on the link, installing the Trojan, and illegally accessing his/her bank account After defrauding the card information, money was stolen.

Sending phishing website fraud: In the name of the bank or communications department, on the pretext of redeeming bank card or mobile phone points, or upgrading bank card, USB shield, or online banking, the victim is tricked into logging into a phishing website pretending to be a bank or operator. Obtain the victim's bank account number and password, and then commit fraud.

Online review reputation fraud: On the grounds that opening an online store requires rapid refreshment of transaction volume, online praise, and credibility, online part-time job brushers are recruited, promising to return shopping fees and additional commissions after the transaction, requiring the victim to Scam money by purchasing goods or paying a deposit at designated online stores.

False recruitment fraud: Publish false recruitment information through the Internet, text messages or traditional media, and then ask the victim to remit money to the account provided by him in the name of paying service fees, deposits, security deposits, training fees, etc.

Shopping fraud: Publishing false cheap product information such as second-hand cars and customs confiscated items through the Internet and text messages, requiring victims to pay prepayments, handling fees, consignment fees, customs duties and other fees to defraud money.

Illegally obtain the victim’s online shopping information by pretending to be a charger’s customer service staff, and trick the victim into logging into a phishing website on the pretext of refunding the transaction if the transaction is unsuccessful, defrauding the victim of personal banking information, or instructing the victim to log in to an ATM machine. Use the English interface to defraud money.

False prize-winning fraud: Using well-known companies or popular TV shows to publish false prize-winning information through the Internet, text messages, phone calls, scratch cards, letters and other media, and then collecting handling fees, deposits, postage, and taxes. To defraud money.

False loan fraud: Publish false loan information through newspapers, text messages, the Internet, etc., or use the pretext of increasing the credit card limit to deceive the victim into direct remittances by paying deposits, handling fees, capital verification, etc., or use After the phishing website obtains the victim's account, password and other information, it directly transfers money for consumption.

Provide false service fraud: publish copied mobile phone cards, provide examination questions, apply for certificates, rent houses, publish papers, investigate debt collection, delete websites, recruit prostitutes online, etc. through posting advertisements, the Internet, text messages, etc. False service information is used to defraud victims of money under various pretexts.

False investment and financial management fraud: Publish false information on stocks, financial management products, and futures spots through the Internet, phone calls, text messages, etc., to lure the victim to invest, and then control the market, operate on behalf of customers, and charge high handling fees and other ways to defraud money.

Fake gambling website fraud: Publish fake gambling website information through various channels, using good profits and high returns as bait to lure victims to buy lottery tickets such as Lotto and Mark Six Lottery on fake websites, thereby defrauding money.

When you encounter the above-mentioned suspected fraud, you should ask the "four must questions" before transferring money: "Why should I transfer money?" "Do I know the other party? Do I need to verify and confirm?" "Will I fall into a scam trap?" "Should I consult the police?"

If you have accidentally been "scammed", please do the following four points after being deceived, so that you can promptly Remedy: Contact the bank customer service for remedial measures to understand the whereabouts of the funds; call 110 to call the police in time; pay attention to save the transfer and remittance vouchers; treat it calmly, maintain physical and mental health, and maintain family harmony.