1, individual investor:
The identification of individual investors is mainly based on one of two indicators: their net financial assets or their average annual income. According to the current regulations, individual investors can be recognized as qualified investors in asset management if they meet one of the following conditions:
1. The net financial assets are not less than 3 million yuan (or equivalent foreign currency);
B For two consecutive years, the average annual personal income is not less than 500,000 yuan (or equivalent foreign currency).
2. Institutional investors:
The identification of institutional investors is mainly based on one of their registered capital or net assets. According to the current regulations, institutional investors can be recognized as qualified investors in asset management if they meet one of the following conditions:
A. The registered capital is not less than100000 yuan;
(2) Its net assets at the end of the most recent year are not less than 30 million yuan.
3. Other circumstances:
In addition to the investors identified according to the above assets and income conditions, there are some special circumstances that can also be used as qualified investors in asset management:
Professional investors, including securities companies, fund management companies, futures companies, insurance companies and other financial institutions;
B. Specific investors who meet other requirements of China Securities Regulatory Commission, such as overseas institutional investors, employee stock ownership plans, private equity investment funds, etc.
It should be noted that the criteria for identifying qualified investors may be adjusted and revised with the provisions of the China Securities Regulatory Commission. Investors should pay attention to the latest relevant regulations when identifying themselves, and provide corresponding information and supporting documents in accordance with the requirements of laws and regulations.
The criteria for identifying qualified investors in asset management are aimed at protecting the interests of ordinary investors, restricting non-professional investors from participating in high-risk and complex investment products or strategies, and giving qualified investors more independent choices and investment opportunities. For asset management institutions and investment consultants, the criteria for identifying qualified investors are an important basis for determining the applicability of investors and providing compliance services.
What is the use of qualified investors in asset management?
1. Participate in a wider range of investment products and services: As a qualified investor in asset management, you will have the opportunity to participate in more types of investment products and services, such as private equity funds, asset management plans and equity investments. Some high-risk and high-return investment projects are usually only open to qualified investors, so being qualified can broaden your investment options.
2. Increase of independent decision-making power: As a qualified asset management investor, you will gain more autonomy and be able to make independent decisions to invest according to your own needs and risk tolerance. Compared with ordinary investors, qualified investors can usually make more flexible and diversified investment strategies.