Considering the complexity of enterprise business, different liquidity supervision indicators are adopted for enterprises with different asset sizes. Among them, enterprises with assets of not less than 200 billion yuan shall continuously meet the minimum regulatory standards of liquidity coverage ratio, net stable capital ratio, liquidity ratio and liquidity matching ratio.
Enterprises with assets less than 200 billion yuan should continuously meet the minimum regulatory standards of high-quality liquidity asset adequacy ratio, liquidity ratio and liquidity matching ratio.
Extended data
Liquidity risk includes asset liquidity risk and liability liquidity risk. Asset liquidity risk refers to the risk that assets can't be fully recovered as scheduled, and then the financing needs such as repayment of due liabilities and new reasonable loans can't be met, thus bringing losses to commercial banks.
Debt liquidity risk refers to the risk that the funds raised by commercial banks in the past, especially deposit funds, will fluctuate irregularly due to changes in internal and external factors, which will impact them and cause related losses.
The change of financing ability of commercial banks may affect the original financing arrangements, forcing commercial banks to passively adjust their assets and liabilities, resulting in liquidity risk losses. This situation may force banks to enter liquidation ahead of time, turn potential losses on the books into actual losses, and even lead to bank bankruptcy.