Yes, it is said that opening a corporate account must be approved by the People's Bank of China. There is no way to inquire about this progress, so I can only urge the bank to open an account. Generally, I can open an account in 1-3 days.
corporate accounts are divided into four categories: basic deposit account, general accounts, temporary accounts and special accounts. ?
Among them, one company in basic deposit account can only open one. ?
others, such as general accounts, can be opened by a company according to business needs, and there is no limit on the number. ?
the regulations of the people's bank of China on account management: an enterprise can only open one basic deposit account, but it can open multiple general accounts. if another account can be withdrawn, and the funder has a certain special purpose, then it can apply for a special account in the bank.
Extended information:
Classification of public accounts
1. Basic deposits
basic account is a bank settlement account that depositors need to open for daily transfer settlement and cash receipt and payment. An enterprise or institution can only open a basic account in one bank. The withdrawal of depositors' wages, bonuses and other cash can only be handled through basic deposit account.
2. General deposit
A general deposit account is a bank settlement account opened by a depositor in a banking institution other than the bank in basic account for loan or other settlement needs. The account can handle transfer settlement and cash deposit, but not cash withdrawal.
3. Special deposit
A special deposit account is a bank settlement account opened by depositors for special management and use of their special-purpose funds in accordance with laws, administrative regulations and rules. Special deposit accounts are used to handle the receipt and payment of special funds, and special deposit accounts that allow cash withdrawal must be approved.
capital construction funds, renovation funds, extra-budgetary funds, grain, cotton and oil purchase funds, bank card reserve funds of the company, securities trading settlement funds, futures trading deposits, interbank funds deposited by financial institutions, income remittance funds and business expenditure funds, organizational funds of the party, league and trade union in the unit and other funds that need special management and use according to regulations can apply for opening special deposit accounts.
4. Temporary deposit account
A temporary deposit account is a bank settlement account opened by depositors for temporary needs and use within a specified period of time. It is used to handle the receipt and payment of funds arising from temporary institutions and depositors' temporary business activities. Should be handled in accordance with the provisions of the state cash management. The scope of opening a temporary deposit account includes the establishment of temporary institutions, temporary business activities in different places, and registered capital verification.
Reference: Baidu Encyclopedia-Corporate Account