The four major banks we refer to every day refer to Industrial and Commercial Bank of China, China Construction Bank, Bank of China, and Agricultural Bank of China. When they need deposits or loans in life, many people will give priority to the four major banks because they are very trustworthy. So which of the four major bank savings cards is better? Let’s take a look below.
Deposit Cards of the Four Major Banks
1. Number of outlets: Among the more than 4,000 domestic banks, the four major banks in China have a very wide and numerous bank outlets, which makes it convenient to maintain It is very convenient for cardholders to go to any place to handle business. In this aspect, it can be said that they are almost the same.
2. Comprehensive strength: When it comes to strength, many people will think of the Bank of China, which was formally established on February 5, 1912. It is the only bank in China that has been in continuous operation for more than a hundred years. It is also one of China’s international and international banks. The most diversified bank. China's banking institutions cover mainland China and 61 countries and regions.
3. Business scope: I think it is Industrial and Commercial Bank of China. Today's banks do not only have deposit business or loan business. ICBC's business scope is very wide, including stock markets, futures, foreign exchange, funds, bonds, insurance and other financial institutions' products. It is also the largest credit card issuer in China.
In general, the four major banks are very strong in all aspects. They all have strong backgrounds and maintain high credibility among the public. There are few negative issues. news. It is recommended that you choose according to your own situation. For example, which bank has more branches near your home, just apply for a debit card from that bank.
Generally speaking, China Construction Bank and Industrial and Commercial Bank of China, because they are the most widely distributed, customers can best handle related businesses
Bank card banks that issue wages
Me Use Minsheng Bank, mobile banking is convenient
China Merchants, Minsheng, Pudong Development Bank, China Everbright
Industrial and Commercial Bank
ICBC is the first choice, with many service outlets, and the mobile app is convenient and fast to use , comprehensive service items. As the number one bank, it is more trustworthy.
CCB: Personal business is good;
Investment: Personal business and service are good.
Answer: Bank of China.
1. If you are a student, you need a VISA or MasterCard debit card. This may be the only choice among the four major banks, and the debit card issued by China Construction Bank to state-sponsored students studying abroad is simply Being scolded to death.
2. Bank of China has an ice and snow card (of course it is not available in all provinces now), which allows three inter-bank transactions per month within the country and one transaction per month overseas. Guangdong also has Greater Bay Area debit cards and Hong Kong-Zhuhai-Macao card boards (but the Bank of China debit cards in the Greater Bay Area and Hong Kong-Zhuhai-Macao are not exempt from domestic withdrawals).
3. The Bank of China cipher (dynamic password) is free in some provinces, and the mobile banking App is not difficult to use.
4. It is impossible to evaluate the outlet service. Different outlets in different districts of the same city may be different.
Due to personal reasons, I started to apply for the China Construction Bank (near my home). After a new building was built in the local area, the China Construction Bank settled in, and the industry and commerce also followed. My family also used industry and commerce, so I also applied for industry and commerce at the same time. Then the school asked me to apply for agriculture. Card, a student agricultural card was automatically issued, and then the company required a Chinese bank card because of the internship salary. Because there are too many debit cards + various handling fees + carrying problems, I feel irritated... Then the question comes, if I only need to keep one, which one should I keep? (All are debit cards) Personally, I like China Merchants Bank, but there is no China Merchants Bank near my home, so I can only use it as a backup.