With an annual salary of 200,000, is it stressful to owe 300,000? Oh, what do you think of the pressure of annual income of 200 thousand and debt of 300 thousand? My answer is that the pressure is actually not great. If your debt needs to be paid off within five years, the pressure is not great. Because you earn 0.2 million/200 thousand, you can be frugal, as long as 50 thousand a year, you can pay it off in two or three years. So my answer is that the pressure is not great. You can live a good life without psychological pressure. I hope I can help you solve this problem. Thanks for your support.