It is a part of the loan, mainly the face-to-face loan negotiation between the borrower and the lending institution. According to financial information, loan interviews generally appear in the early, middle or late stages of loans. The main purpose is to understand the details of the borrower through communication between the two parties, so as to comprehensively evaluate the repayment ability and credit status of the applicant, make evaluation and decision on the loan, and then ensure the smooth repayment of the loan. Therefore, Citigroup Easy Finance signed an interview with Citigroup Easy Finance. Citigroup is an internet financial platform under Citigroup, providing personal loans and corporate financing services. Its main products include "Easy Loan", "Easy Loan" and "Credit Loan".