E after the loan is approved, it will generally arrive within 24 hours. However, if it is the afternoon of the same day 16, the money will usually be received on the same day. After 16, the money arrived the next day. If you want to arrive at the account on the same day, try to write in detail when filling in the loan information. And you must apply before the same day 16 to get the account on the same day. If the timeout has not arrived, please contact the customer service of China Merchants Bank for consultation.

E-Credit is a short-term cash credit business with daily interest for eligible credit card holders provided by China Merchants Bank.

After the application is successful, the money will be transferred to the valid one-card account opened by the cardholder in China Merchants Bank or the debit card of other banks supported by China Merchants Bank (the account opening certificate must be the same as the bank's credit card).

This money can not be used for investment, such as house purchase, stock and futures investment, but can only be used for consumption, such as decoration, home appliances, wedding, car purchase, student aid, tourism and medical care.

"e-loan" has an independent bill, and the date of the bill is the same as that of the personal credit card. The interest generated in each billing cycle will be summarized into the "Cyclic Interest" of the current bill. Repayment needs to be made to the "e-loan" account separately.

The timely repayment of e-loan of China Merchants Bank has increased the fixed amount, and its use characteristics are as follows:

1. lightning loan: no materials, no mortgage, online application, the fastest application can be completed in 30 seconds;

2. Exclusive limit: independent e-loan account, exclusive cash limit, up to 30W, separate bookkeeping and separate repayment;

3. The first evaluation will call PBOC interface (which means that the credit report will be checked). If successful, an account will be added, and the loan will be credited to a debit card at one time (supporting multiple banks);

4. Daily interest calculation: the daily interest rate is 0.05% (0.04% during the promotion period), and the e loan can be paid off at any time, without affecting the personal account; 5. Flexible repayment: only the minimum repayment amount is required every month, and the minimum repayment amount is calculated according to 10% of the total debt on the billing date. Pocket Life Application Process: Log in to Pocket Life App and select Card. Pay "→e", and you can try to apply, and the system will give the audit results in real time.