The steps are as follows:

1. First, we need to know how to find the website where we can apply for a credit report. Then, search for the "Credit Report" keyword in the browser, and then find the resource "What is a personal credit report? Baidu knows" among the searched resources, click in, and you can see the application for a credit report below. The website link is as shown in the picture

2. After opening the webpage of the Credit Reference Center of the People's Bank of China, you can see "Registration" in the upper right corner of the website. Click "Register" to register a personal account for applying for personal credit reporting. Letter report, as shown in the figure

3. After the account registration is completed, enter the account number and password, log in to your account, and then pass the relevant certifications as required. After the certification is completed, you will receive the email from the website The prompt on your mobile phone generally means that there will be information feedback after 24 hours, as shown in the figure.

4. After 24 hours, log in to the website again to check the generation of your credit report. If successful, you will See the remarks behind the credit report information you want to apply for (processed successfully), then select the file you want to generate a pdf, and follow the website prompts to download it into a pdf file, as shown in the picture

Extended information:

In addition to applying for mortgage loans and credit cards from banks, personal credit reports also play an important role in many fields. Credit record is involved in almost every major personal economic activity. Without a good personal credit record, many things may not be possible.

Looking for a job:

When recruiting, some units have changed the political review materials to personal credit reports, especially in banking, insurance, securities and other industries. Most of them require them when recruiting. Personal credit report. Some companies also require applicants to provide personal credit reports when recruiting financial personnel. In many areas of the country, personal credit reports have become an indispensable part of job search materials.

Take Hubei as an example. After the Hubei Provincial Government promulgated the "Hubei Province Personal Credit Information Collection and Application Management Measures (Trial)", not only do some people need to provide personal credit reports when looking for jobs, but also have to provide advanced credit reports. Check your personal credit report.

Open an account:

Stock index futures investors are also required to provide a personal credit report when applying to open an account. "Informed sources said that the Financial Futures Exchange has required futures companies to conduct a comprehensive assessment of the suitability of natural person investors in stock index futures, clarifying that "investors can provide personal credit reports or other credit certification documents in the past two months as proof of integrity records. ”.

The Credit Information Center of the People’s Bank of China provides a social version of personal credit report inquiry for applicants to open a stock index futures account. People from futures companies in the city said that when applying for a stock index futures account, the applicant will be A comprehensive score will be carried out. If there is a stain on the personal credit report, 15 points will be deducted.

Renting a house:

In order to understand the credit status of the renting party and prevent the risks of renting a house, existing houses are required. Lessors require tenants to provide personal credit reports.

Some real estate agents say that some landlords have asked renters to provide personal credit reports. This is mainly to allow renters to prove that they are more honest and not intentional. If you damage the facilities in the house, you will not be able to avoid rent.

Reference: Personal Credit Report-Baidu Encyclopedia