The main contents of the revision are:
(1) The "Sales Measures" are clearly defined as the management norms for the sales business of publicly raised funds.
(2) The registration system shall be implemented for the application for the qualification of fund sales business, and at the same time, the implementation subject of matters such as the qualification registration of fund sales business and the continuous dynamic supervision of fund sales institutions shall be adjusted to the agency of China Securities Regulatory Commission. Fund sales institutions are no longer required to report the information of branches (outlets) to the dispatched offices of China Securities Regulatory Commission.
(3) Expand the types of fund sales institutions, promote futures companies and insurance institutions to participate in fund sales business, and clarify their access conditions and regulatory requirements for participating in fund sales business.
(4) Clarify the number of qualified personnel of various fund sales organizations. There are not less than 30 qualified personnel in state-owned banks, joint-stock commercial banks, postal savings banks, securities companies and insurance companies, not less than 20 qualified personnel in city commercial banks, rural commercial banks and futures companies, and not less than 65,438+00 qualified personnel in independent sales organizations, securities investment consulting institutions, insurance brokerage companies and insurance agencies. In addition, each fund sales organization also needs to meet the needs of outlets engaged in fund sales business, and there should be more than one person with fund sales business qualifications.
(5) Adjust the criteria for judging that applicants who are qualified for fund sales business are restricted from applying for qualification due to administrative punishment, divide administrative punishment into "major punishment" and "general punishment", and limit the scope of applying for fund sales business qualification to "major punishment". In the specific implementation, the standards and implementation procedures for the administrative punishment imposed on applicants with fund sales qualifications to distinguish between "major punishment" and "general punishment" are as follows: First, it is implemented according to the standards for the departments that make the punishment; Secondly, if the punishment department has no clear standard to distinguish its nature, the applicant shall submit a written explanation to the relevant department; Finally, if the punishment department has neither a clear standard nor a written explanation, the lawyer can issue a legal opinion according to the relevant legal principles to judge whether the punishment suffered by the applicant is a "major punishment".
(6) The time requirement for securities companies and futures companies not to misappropriate customers' assets/deposits and other behaviors that harm customers' interests has been raised from the original two years to three years.
(seven) to cancel the restrictions on the names and organizations of independent sales organizations and their branches to meet the needs of expanding their business scope and participating in the sale of other financial products.
(8) Cancel the restriction that the headquarters of fund sales institutions can only sign sales agreements with fund managers, and support qualified branches of fund sales institutions to sign sales agreements with fund managers to handle fund sales business.
(9) Cancel the stipulation that fund sales personnel are not allowed to engage in fund sales activities without the appointment of fund sales agencies, and reserve policy space for insurance agent brokers to participate in fund sales business in the next step.
(ten) to further increase the punishment of illegal acts in the process of business development, such as fund sales institutions and fund sales payment and settlement institutions.