Of course, I don't have this level. Tell me about the people around me. In Shanghai, I know several people with assets of just over 100 million.

Clothes (bags, watches): If you spend tens of thousands of dollars at a time, you will buy them, but if you spend hundreds to two thousand dollars more, you will certainly buy clothes with tens of dollars on Taobao. Millions or even millions, still won't move. Watch, no more than two hundred thousand. (except for watches, it's no different from the middle class)

Gourmet: He is on the side of the road and in high-end places. On average, people spend more than 300 yuan every time they go out to eat. In the case of wine, there are more beers, with an average of more than 20 pieces in a small bottle. Then sake and whisky. I seldom drink red wine with them, only one or two hundred and one bottles.

Accommodation: Generally, three people live in Central, and a few live in villas outside Central. When traveling, bring a five-star family room to your family. Himself, Hanting also lives.

Good: You have a car for sure. The price is between 700,000-654,38+0.4 million. Occasionally take the subway and take a taxi.

Play: I know I'm in my thirties. I also play mahjong, football, mountain climbing and driving.

Study: I'm constantly charging, either reading a book or studying in a messy place, or making an appointment with someone, or studying Fudan EMBA or CEIBS. Children go to school, and those without Shanghai hukou go to international schools. People with Shanghai hukou generally go to public good schools.

Cousin's cousin, who works in engineering, is worth hundreds of millions! One of the bank cards is managed by my sister-in-law. There is 40.8 million cash in it, and the bank interest is more than 70,000 every month! All kinds of gifts from the bank can't fit in my cousin's house, so I give them away everywhere!

Cousin has a villa in Sanya! There are also many villas in other places! I don't live all the year round! Take my cousin out to play, stay in a five-star hotel in Chongqing, and have a suite for five people.

People are still very healthy, running all the year round, with low education but a big pattern! Bought myself a Vacheron Constantin of 200,000. I am very happy to find that my project manager actually spent 300,000 yuan to buy an identical Vacheron Constantin diamond in a few days.

[Cover your face]

It's good to have money!

Experience a life of wealth over 100 million.

1, high-quality life. The life pursued by ordinary people is a high-grade life. They must fight for it all their lives. Including housing, tourism, entertainment, exercise and travel. Should have quality.

2, home or family, a decent industry, considerable output value and profit.

There is a captain in control of this ship. Have management experience and quality in large enterprises. Children's education should also reach a certain height, otherwise they will not be able to take over.

4, to have a long-term vision, in the society and industry, to have advanced thinking. Have a deep and thorough understanding of specific problems, and have extraordinary perseverance and wisdom.

Billionaires feel really good and hard.

To tell the truth, we have to save money even if our assets exceed 100 million. We should buy tens of millions of houses, help friends and relatives, borrow millions of needed ones and buy millions of cars. Leave10 million or 20 million to do business. Usually it costs millions a year (including living expenses, children, insurance, property, etc. ). Traveling in business class and five-star hotels costs at least1223,000 yuan a year. ) it's all down. If there is no good business that continues to make profits, I'm not exaggerating. You will feel that you have to save this.

Assets exceed 100 million!

Life is quite good on the whole!

However, it is still in a state of being willing but unable to do so. If compared with a family with assets of tens of millions, life will certainly be more comfortable, but if compared with a family with assets of 500 million, 1 100 million, life may be much worse.

According to the data of Hurun 2020 Wealth Report, there are about 1 30,000 households with assets exceeding 100 million in 2020, accounting for 0.026% of the total number of 493 million households in China, that is, among the average of about 4,000 households,1household has assets exceeding 100 million.

At present, if the family assets 1 100 million yuan, the typical configuration may be one or two villas, plus several houses, the total real estate value is about 50 million, and then there are about 50 million financial assets. This kind of asset allocation can be said to be quite comfortable in life.

If you don't want to work, you can live a carefree life with only about 50 million financial assets. Even if the money is deposited in the bank, it can earn about 4% interest every year, 2 million per year. This money is enough for the whole family to eat and drink. If the investment level is high, you can get 6% dividend income every year if you invest in some blue-chip stocks with low valuation and high dividends. If you invest 50 million yuan, you can get 3 million interest income every year, and the money may be more abundant.

However, if we only rely on the annual financial income of 2000,300,000, it is obvious that the living consumption is only slightly higher than the ordinary level, and we dare not spend it too casually. Otherwise, buying a luxury car costs more than12 million, buying a brand-name bag costs180 thousand, and watches cost hundreds of thousands, so these wealth management benefits may be lost in some big-name stores.

And the assets of hundreds of millions are definitely not as good as those of families with1800 million or more. The financial assets of these families may be more than 500 million to 600 million, and the annual wealth management income may reach 20 million to 30 million. Obviously, with so much money, you can basically buy some big-name goods more easily, and obviously you can live more comfortably.

To sum up, with hundreds of millions of assets, the overall life can be quite good, but it is also insufficient, much better than tens of millions of assets, but the gap may still be relatively large compared with the asset ratio of1800 million.

It would be great if there were hundreds of millions of yuan at home. I have an old comrade-in-arms who is now worth hundreds of millions. Retired from the army in the early 1980 s and returned home with a demobilization fee of more than 200 yuan. When he saw that his hometown was the same as before, his brothers were guarding three broken tile houses and were as poor as a church mouse, and suddenly he shed shabby tears.

He vowed that it would never go on like this again. If he lived in obscurity like this again, his brothers would be single for life. So he called his three brothers to his side. After his repeated persuasion, the three brothers expressed their willingness to follow him to Guangzhou and Shenzhen.

In this way, under the leadership of the boss, the four brothers came to Shenzhen with the demobilization fee of more than 200 yuan that he had just sent from the army. They are new here and don't know how to make money. After observing the market, I think it is profitable to sell clothes in stalls. So they did as they said. Two people looked at the booth to sell goods, and two people were responsible for purchasing goods, so they started the business of selling clothes at the booth. After working for half a year, they are confident. So I added another stall to make the two stalls earn more. After working for another year, they rented a big facade for clothing sales, and there were two stalls outside. This will give us a place to stay for four nights.

In this way, they made a lot of money in the clothing business in Shenzhen. Then he invested the money to open a big clothing company, with the boss as the chairman, the second as the chief financial officer, the third as the general manager and the fourth as the vice president in charge of business. Clothing companies are thriving under the establishment of Brother Company, and have done business abroad. Doing foreign trade business often makes them rich. In Shenzhen for ten years, the family has undergone earth-shaking changes.

Now their four brothers all have assets of hundreds of millions of yuan. I remember 1995 spent two days in Shenzhen on business. I took the opportunity to visit this billionaire old comrade-in-arms. About half an hour later, a BMW came to the front of the hotel. Out of the car came my old comrade-in-arms whom I hadn't seen for years. Behind him is a strong man with a backpack, which may be his bodyguard.

Driving my car to his villa made my eyes shine. This old comrade-in-arms is willful when he has money. The super-large villa has a swimming pool, an activity place, a garden with flowers and trees, and everything to play with. When you enter the room, you are greeted by the golden wall, flashing neon. Two beautiful nannies greeted me in the aisle with their sister-in-law as beautiful as flowers and pure as jade. After a while, two beautiful nannies cooked a big table of dining tables. When we were all seated, two beautiful nannies, one with refined Chinese cigarettes and the other with Wuliangye and Maotai, poured each of us a glass of wine, so we chatted and drank. After eating, he drove me to a nightclub to spend money. When I saw the lights on the stage, the crazy songs and dances of men and women, and the high-end drinks in front of me, I was filled with thoughts. From it, I saw the willfulness of the rich and knew that I lived a luxurious life. Money is better! Let me envy his luxurious life.

My wife's uncle is the kind of person who is worth over 100 million yuan. During the Chinese New Year, all his relatives eat at his house from the 30th to 15th of the first month. He never lives in his villa. There is a suite in the best local hotel that can stay for a whole year. I've been like this since I met my wife, and I still am. It's been almost 20 years. I don't know how much the room charge is. I'm almost 40 years old. It is also the first time to eat shark fin and smoke cigars. However, he never takes his relatives around and he never helps them. Even his only niece got help from another cousin. After he got out of prison, he stayed at my father-in-law's house for several years. In the end, he didn't read any kindness and became a stranger to my father-in-law. Anyway, he is a relatively cold person. He didn't even come back when his only grandson was born to make full moon wine.

1, daily: work, study, stock fund futures foreign exchange, rent collection, investment.

2. Clothing: Muji, Nike and Adi. 3 sets of high imitation luxury suits for everyone to wear.

3, eating: working meals, eat twice a month 1000 yuan or more.

4. Residence: relocated house in the second ring road, occupied by itself.

5, line: 530, limited number drop.

6, entertainment: lying in bed playing mobile phone.

Like ordinary people, the epidemic is at home every day, gout can't drink, wife can't play games, and smoke 18 cigarettes.

Assets are just information, but they don't represent happiness. The happiest thing in life is making money in 2000. I especially envy 18-20 the classmates in the internet cafe downstairs, drinking and playing games with my sister, and hanging out on the road with my sister 12. Nothing to do, rest when tired, shout when bored, and play with a group of people every day.

So don't envy, the most precious thing is freedom, friendship and love.

That kind of daughter-in-law cheated a lot, and I only know two [snoring]

In fact, objectively speaking, if you include assets such as self-occupied houses and investment houses, 100 million is really nothing, really not much ... there are many such people around. ...