Will it affect if you lend your bank card and reserved mobile phone number to others for stock trading?

1. Will it affect if I lend my bank card and reserved mobile phone number to others for stock trading?

Don't borrow, don't borrow, don't borrow!

Say the important things three times?

My brother asked me to get a card and go to any bank. You need to report the verification code when registering. Received it on WeChat, and their bank staff enforced the law impartially. I will never bend the rules when I see this situation!

Of course, your situation may be different from mine. You want to borrow your mobile phone number. Personally, I think you must not borrow it!

First of all, the risk of lending someone a bank card:

1. Others may steal bank cards.

2. If the credit card is lent to others, it will cause credit stain and affect personal credit if it is not repaid in time after swiping the card.

3. Any loss caused by the loss of bank card needs to be borne by the bank card holder.

Lending a bank card to others first violates the regulations of the People's Bank of China on bank card management. Secondly, if they take cards or engage in other illegal transactions, you should also bear joint and several liability.

According to Article 28 of Chapter 5 of the Measures for the Administration of Bank Card Business promulgated by the People's Bank of China, when an individual applies for a bank card, he shall provide the card-issuing bank with his valid identity certificate stipulated by the public security department, and open a registered account for him after passing the examination by the card-issuing bank. Bank cards and their accounts are only used by cardholders approved by the issuing bank, and may not be rented or lent.

The phone number is the same and can be used, because the bank card is bound, so it will definitely have the above influence on the bank card!

To sum up, don't borrow it!

Second, is it risky to lend your ID card and bank card to others to open an account for stock trading?

I have to bring my ID card and bank card to handle stock trading. There are four main risks in using others:

First, the risk mainly depends on the source of funds. If the source of funds for stock trading is legal and compliant, there is no such risk.

Second, the risk of credit transactions and warehouse penetration. If you open an account with credit transactions, options, futures, etc. You will use your own credit, and there is a risk of exploding and wearing positions, which may lead to debt.

Third, inappropriate risks, if you are a special profession, such as securities practitioners, soldiers, party and government organs, students and so on. Some units and institutions may not allow employees to open securities accounts.

4. Insider trading and illegal trading risks. If the account participates in insider trading and illegal trading, you may be held accountable.

Third, will it affect lending bank cards and reserved mobile phone numbers to others for stock trading?

Generally speaking, it is equivalent to someone else operating the stock for you. There is no risk unless they hold a grudge against you.

However, banks don't need to do this. Doing stocks is just the rise and fall of numbers, and you can't get your money.