CCB wallet is not a bank card. According to the inquiry of CCB official website, CCB wallet is a virtual electronic account, which belongs to the second-class account or the third-class account provided by CCB. It has the existing functions of bank card, such as consumption shopping, collection and transfer, cross-border shopping and so on. , but subject to the management requirements of trading limits. The account limit of CCB wallet is managed according to the three types of accounts, and the accounts do not bear interest. Users can automatically generate CCB wallets after registering as dragon payment users or opening Class I and Class II accounts of CCB through China UnionPay Express APP. In addition, CCB wallets can be bound to bank cards of other banks, but the upper limit of wallet balance of CCB bank cards is 20,000 yuan, and that of other banks is 2,000 yuan. Brief introduction of China Construction Bank: China Construction Bank, with total assets of 37.85 trillion yuan, was formerly known as People's Construction Bank of China and was established in 1954, 10, 1 (it was officially renamed as China Construction Bank on March 26th, 1996). The head office is located at No.25, Financial Street, Beijing. It is a large state-owned commercial bank managed by the central government and a national deputy ministerial unit. The main business areas of China Construction Bank include corporate banking, personal banking and treasury business, with branches and subsidiaries in 29 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance, property insurance, investment banking, futures and pension.