(1) Find the other party's work address and go to the door to urge the other party to pay. (2) If the other party maliciously defaults on the payment, it can bring a lawsuit to the court. The complaint shall specify the defendant's name, gender, work unit, domicile and other information, as well as the name and domicile of the legal person or other organization.
The most effective way is to negotiate with each other reasonably first. If the other party still refuses to pay back the money, it can sue the court for settlement.
Creditors should keep specific evidence, such as arrears, etc. If repeated normal reminders are still ineffective, they should bring a lawsuit to the court for settlement within the limitation of action. If the debtor's whereabouts are unknown for two consecutive years, the interested party may apply to the people's court to declare him a missing person. The property of the missing person is kept by his spouse, parents, adult children or other close relatives and friends, and he can still bring a lawsuit to the court at this time.
1. The limitation of action for default in payment is three years.
2. If the date of payment is indicated in the IOU, the limitation period of action shall be counted from the date indicated.
3. If the repayment date is not specified, the limitation of action shall be calculated from the day after the debtor issues the iou.
4. If the debtor reissues the IOU that exceeds the limitation period of payment dispute, the limitation period will start again.
Legal basis: Article 119 of the Civil Procedure Law of People's Republic of China (PRC) must meet the following conditions: (1) The plaintiff is a citizen, legal person and other organization that has a direct interest in the case; (2) Having a clear defendant; (3) Having specific requests, facts and reasons; (4) Belonging to the scope of civil litigation accepted by the people's court and the jurisdiction of the sued people's court.