Although the capital market is still somewhat depressed, the gold market has soared and the gold industry has also experienced daily limit. Indeed, during the market downturn, people will buy some gold to hedge their investments, and many investors are eager to participate. So for ordinary investors, is gold also a fund? Let's have a look.
Is gold also a fund?
Gold fund is a fund product based on gold. It obtains the investment income of gold by investing in gold derivatives or buying gold ETF (exchange traded fund).
What are the benefits of a gold fund?
Convenient investment in gold: through the gold fund, investors can indirectly participate in the investment in the gold market without buying and selling physical gold, thus avoiding the trouble of physical storage and trading of gold.
Diversify investment risks: Gold funds can spread investment risks to multiple gold derivatives or gold ETFs. This will help to reduce the risk of individual gold investment and achieve better portfolio diversification.
Liquidity and convenience: Gold funds can be traded in the securities market with high liquidity and convenience. Investors can buy and sell gold funds at any time according to their own needs to realize the rapid realization of funds.
You can enjoy the increase of the gold market: the investment income of the gold fund is related to the rise and fall of the gold price. When the price of gold rises, investors can get corresponding profits. This enables investors to benefit from the rise of the gold market by investing in gold funds.
The risk of physical gold can be avoided: physical gold investment may have risks such as storage safety, anti-counterfeiting and loss prevention. And gold fund investment also need not worry about these physical gold problems.
Physical gold
The significance of real investment in physical gold lies in its commemorative and collectible, commemorative gold, such as panda commemorative coins, Olympic gold bricks and so on. Generally, it does not involve investment profits. gold fund
Gold fund is a derivative tool of gold investment, which is generated by the gold market price. The investment risk of gold funds is small, and the expected return is relatively stable, which has the same characteristics as well-known securities investment funds.
Which is more suitable for investment, gold fund or physical gold?
In fact, as mentioned above, the significance of physical gold lies in collection and commemoration. Investment will generally choose gold funds with stronger liquidity and more convenient trading. Next, let's talk about the investment advantages of gold funds.
1, low handling fee
The cost for investors to buy gold ETF is very low, and they only need to pay part of the management fee, which is relatively low, while the handling fee of other gold investment channels generally reaches 2%, so the investment advantage of gold funds is still great, which reduces the capital cost.
2. The investment threshold is low.
There are several gold funds in the fund investment market, such as E Fund Gold, Bosera Gold and Huaan Gold. The investment threshold of these gold is very low, as low as one yuan. Compared with physical gold from banks or other channels, the starting point of investment is small, and ordinary investors can also invest.
3. The investment efficiency is higher.
The gold market is on the rise, and the gold ETF adopts the trading mode of "T+0", which can reduce the time cost of gold and improve the efficiency of capital use.
Current situation of gold and gold market
After the international gold price entered, it soared. In new york, the price of gold rose from $0/.200 to $0/.300 per ounce in less than a month. Statistics show that the price of gold futures in new york market has increased by 9.3% in recent years. On June 24th, the price of gold broke through the mark of $65,438+$0.400 per ounce, and its value has been rising. So is it really worthwhile for investors to buy gold?