When talking about high housing prices, people will definitely think of the mysterious group "real estate speculators". The unilateral rise in housing prices has made ordinary people increasingly feel that they cannot afford to buy a house.
In the eyes of real estate speculators, buying a house is the best way to make money by accumulating wealth. Leverage is used to make money in the futures market, and real estate speculation is no different. So how do real estate speculators operate?
For example: a house with an area of ????100 square meters, the total price in the third ring road of a first-tier city 20 years ago was about 300,000. Now the price of this house has risen to 100,000 per square meter, and a house without any changes would cost 30,000 million. This gap is a dream that many people would like to have. In the early days of house sales, the state’s policies and thresholds for real estate were not high. The down payment for a house only requires 20% or zero down payment, and the rest is a bank loan. At that time, there were no purchase or loan restrictions. Once the house was delivered, it was rented out. The rent is used to repay the monthly payment. Within a few years, housing prices rose. Sell ??the current house at market price and pay off the bank loan. The remaining money on hand can probably be used to pay the down payment for two to three houses, okay! Then just buy three houses, and do the same as above for the houses. Wait for house prices to double before taking action. Pay off bank loans. Depending on the market conditions, the remaining funds on hand can be used to make a down payment for six or seven houses. In the process of such operations, the real estate market is getting higher and higher, and house prices are getting more and more expensive.
The country has also introduced corresponding policies to control it, but as the saying goes, "The road is as high as the devil is as high as the road", purchase restrictions are easy to handle, and you can buy them everywhere. The down payment ratio has also increased, so what does this matter to real estate speculators? It's nothing more than buying nine of the ten units that could have been bought, and paying the rent every month. However, house prices are still doubling. Those who pay off bank loans after selling the house are nothing more than a small profit, and the real big profits are all pocketed by real estate speculators.
It is through this kind of leverage that a house worth 300,000 yuan 20 years ago increased to 30 million yuan. To put it simply, through the practice of liquidating positions at a profit, many real estate speculators make a lot of money. This is also the main reason why the state has stepped up its efforts to crack down on real estate speculators. So don't try the law yourself.