Article 196 of the Measures for the Administration of Commercial Banks is a departmental regulation issued by the CBRC. Its full name is the Decision of China Banking Regulatory Commission on Amending the Measures for the Implementation of Administrative Licensing Matters of Commercial Banks (CBRC Order No.518), with a total of 196. This method mainly regulates the administrative licensing matters of commercial banks, including the establishment, alteration and termination of banking institutions, business scope, and qualifications of senior executives.

Article 196 of the Measures for the Administration of Commercial Banks stipulates that the responsible persons and senior managers of commercial banks shall meet the post-holding qualifications stipulated by the China Banking Regulatory Commission. Without the approval of the China Banking Regulatory Commission, he may not serve as the chairman, vice chairman, president, vice president or other senior management personnel of a commercial bank. At the same time, the board of supervisors of commercial banks should supervise the performance of the board of directors and senior management in bank risk management.

The purpose of these provisions is to ensure that the senior managers of commercial banks have the necessary professional qualities and qualifications to ensure the stable operation and risk management of banks. In addition, the board of supervisors should supervise the performance of the board of directors and senior management in risk management to ensure the effective implementation of bank risk management.

To sum up, article 196 of the Measures for the Administration of Commercial Banks is an important banking regulation, which specifies the administrative licensing items of commercial banks in detail. The implementation of this regulation is helpful to standardize the market order of the banking industry, ensure the stable operation of the banking industry and safeguard the legitimate rights and interests of financial consumers.

Legal basis:

Banking Supervision Law of the People's Republic of China

People's Republic of China (PRC) Commercial Bank Law

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