Because the accumulated fund is not a stable value, it fluctuates according to the current social situation, not a definite value. Specifically, it depends on local risk assessment to make real-time grade determination. According to relevant information, the grade is C4.

Deposit business refers to the debt business that ICBC opens a deposit account for customers after signing a deposit agreement with customers to record a certain amount of gold deposited by customers within a certain period of time. "Deposit" is the abbreviation of CITIC Bank's deposit business, and it is a precious metals investment product. It means that after the customer signs the accumulative fund business agreement for free, according to the quotation provided by the bank trading system, during the trading time, gold can be bought and sold by using the trading channels and systems provided by the bank, and the accumulated gold share can also be transferred or withdrawn in kind.