In 2022, the interest rate of rural commercial banks' wealth management did drop a lot, which was caused by the world environment.

At present, the global epidemic is severe, which leads to the decline of national economy, which causes the global financial market to fluctuate greatly and the stock market, crude oil and futures continue to plummet. Therefore, in the environment affected by the epidemic, various financial opportunities and risks coexist, and not all financial management is denied and investment is not allowed. For example, you can choose to buy government bonds, which are not affected by the epidemic. Or put your own funds in bank deposits, and the interest rate of bank deposits is not affected by the epidemic.