1, FRM generally refers to the financial risk manager. Financial Risk Manager (FRM) is the top authoritative international qualification certification in the field of financial risk management, which was established by GARP. GARP helps risk groups make more informed risk decisions by "creating a culture of risk awareness". For FRM certification, GARP organizes proposition, examination and certification, emphasizes the introduction of necessary knowledge system of risk management analysis and decision-making, and adopts English examination. FRM is the national vocational qualification certificate of China approved by Ministry of Human Resources and Social Security, and it is headed by the Vocational Skills Appraisal Institute.

2.CFA (professional qualification title) generally refers to chartered financial analysts. Chartered Financial Analyst (CFA) is a professional qualification certificate of chartered financial analyst established by American Investment Management and Research Association (AIMR) on 1963. Its vocational examination is held twice a year, which is one of the largest vocational examinations in the world and a professional title generally recognized by the securities investment and management circles in the world today. CFA course is based on the practice of investment industry. To become a CFA holder, you must pass the global unified examination proposed and organized by the American Investment Management and Research Association. There are three levels: level one, level two and level three. Each person can only apply for one grade each year. Only those who have passed all the Level 3 exams and have 4 years of financial experience can finally obtain the qualification certificate.

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