1. overdue freezing. This is the most direct reason. In case of default, in order to stop loss, the system will definitely freeze your quota for the first time, as will other online lending platforms. Therefore, if you want to restore the quota as soon as possible, you must pay off the arrears, and the system will automatically evaluate whether you can restore the quota, which will generally be thawed soon. You can contact customer service to ask.
2. There is no expired freeze. There are also many people who use term loans normally and have never been overdue. Suddenly, the quota was frozen. The biggest possibility is that they have many routines and lack comprehensive scores. These are all unsolvable. The long-term loan system is internally adjusted. Don't worry, we'll watch it later.
3. Risk. You can recall what you have done, such as changing your mobile phone number, logging in from different places, logging in on your mobile phone, etc. These operations may be judged by the system to be at risk of theft, and the quota will be temporarily frozen, and it will be fine in a few days.