If you know the password, you can reissue it immediately on the same day. If you don't know the password, you can only report the loss on the same day and reissue it after 7 working days.
After the passbook is reissued, the passbook account number will change. If the passbook is bound to stocks, futures and other accounts, it is necessary to change the three-party depository account, otherwise the stocks or futures accounts cannot be transferred.
Passbook, or deposit book, commonly known as little red book, is a book used to record bank transactions in deposit accounts. Its size varies from country to country and banking institutions, and it can be as big as a checkbook or passport.
Generally speaking, bank deposits are accounts used for a small number of transactions, such as demand deposits and time deposits. In early banks, bank tellers would write down the date and amount of the transaction, the latest deposit balance, and sign or seal it by hand. Now customers can use ATMs to help printers (similar to ATMs), or go directly to bank branches to use small dot matrix printers or inkjet printers to update bank deposits.
If customers need to check deposits, but it is not convenient to use telephone or online banking to check the status of deposits, in view of this situation, bank equipment suppliers, such as TallyGenicon, specially provide passbook printers for printing deposits, which improves the productivity of ATM and provides faster transaction time and more automation functions.
According to historical records, the earliest credit institution in the history of China was the "quality bank" in the Southern and Northern Dynasties (similar to the pawnbroking industry). By the middle of the Tang Dynasty, there were "counters, shops" and so on. Vouchers have mutually agreed objects, that is, a specific thing, many of which are "stickers", "book stickers", "vouchers" and "voucher contracts", which are single sheets or origami transactions.
The rudiment of money houses originated in the middle of Ming Dynasty. It is a private credit institution with the development of commodity economy. At that time, it was called "Si Qian", "Money Desk" or "Money Shop". At first, it was just about changing money, and then it gradually developed into a deposit and loan business, with a more formal passbook. With the development of coastal trade, by the end of Ming and the beginning of Qing Dynasty, money banks had formed a currency exchange market, and by the middle of Qing Dynasty, money banks had become a considerable industry.
Tracing back to "passbook" not only has the significance of credit and withdrawal, but also has another historical significance, that is, the origin of passbook. It should be said that the invention of papermaking made our ancestors give up the method of engraving on bamboo slips, and accepted the convenience of using paper while retaining their reading habits. Later, with the decline of the banking industry from the peak, these folding passbooks naturally withdrew from the historical stage, but the name of the passbook has been used until 2020.
Nowadays, with the marketization of finance, passbooks are as popular as RMB. According to the different uses of passbooks, there are various types of passbooks, bank passbooks, fixed-term passbooks, medical insurance passbooks and so on.