Yes, compared with other loan products of CCB, the annual interest rate of 4.8 is already relatively low. Moreover, among all bank loan products, consumer loans are risky and the loan interest rate is usually much higher.

CCB 4.8 Interest consumer loans refer to CCB personal small consumer loans, including CCB quick loans and CCB installment loans. Ordinary users of CCB can apply for quick loans from CCB, and high-quality pre-approval/mortgage customers of CCB can apply for installment loans. The loan interest rate of CCB's fast loan is uncertain, but the monthly interest rate of CCB's installment loan is 0.4. Calculated at the monthly interest rate of 0.4, the annual interest rate is 4.8.