What does it mean to buy a fund in two installments?

How to calculate the fund bought in two installments? Some people may have this question. If I buy the same fund in two installments, then what? Should my income be divided into two parts and calculated separately? The following is what the editor compiled about buying funds in two parts. I hope it can answer the questions in your mind.

Buy the fund in two tranches

Without considering the handling fees, the fund holding cost of buying the fund in two tranches = (first purchase of fund shares × fund net value + The second purchase of fund shares × net value of the fund)/total holding shares. Buying in two times when the fund is rising will increase investors’ holding costs. Buying in two times when the fund is falling will reduce investment. The investor’s holding cost.

For example, if Xiao Li purchased 1,000 shares of a certain fund when the fund's net value was 1 yuan, and now the fund's net value has risen to 1.5 yuan, and he adds 1,000 shares, Xiao Li's cost will be correspondingly increased. Change, without considering the handling fees, Xiao Li’s position cost = (1×1001000×1.5)/2000=1.25 yuan. Compared with the previous 1 yuan, the cost has increased by 0.25 yuan.

How to calculate the fund purchase in two installments

If you buy a fund from China Merchants Bank, the fund income = principal/(1+subscription rate)/net value on the subscription day x net value on the redemption day x (1-Redemption rate)-Principal; Please log in to the public version of online banking, select "Investment Management" - "Funds" - "My Funds" - "Fund Positions" to view "Floating Profit and Loss" and "Cumulative Income" .

The calculation is based on the net value on the day of subscription; if the subscription is made on the same day and before 3 p.m. that day, the calculation will be based on the net value on that day.

Will the net value of the fund be lowered if the fund is purchased in two installments?

Whether the net value of the fund will be lowered if the fund is purchased in two installments depends on whether the net value of the second purchase by the investor is higher than the first. Second lowest. If the net value of the second purchase is lower than the first purchase, the net value will be lowered. Otherwise, the net worth will not be lowered. Generally, when investors lose money, buying a second time will lower the net worth.

The net value of a fund unit refers to the value of each fund, which is a measure of how much the fund is worth. The net value of a fund unit = the total value of the net asset value of the fund/the total number of fund units. The subscription and redemption of open-end funds are both Do it at this price.

Why do some funds have no cumulative net value?

Some funds may not have a cumulative net value because the fund has not been established for a long time and there is no cumulative net value statistics. It may also be a monetary fund. The net value of all type funds is 1, and the currency type fund calculates the seven-day annualized rate of return and the income per 10,000 shares, so the net value of the fund will not increase.

The cumulative net value of the fund refers to the price since the establishment of the fund. Generally speaking, the higher the cumulative net value of the fund, the better the performance of the fund. It also reflects the management level of the fund manager from the side, which can be used by investors when choosing funds. as a reference indicator.