The longer Xinxin stays, the higher the interest rate. It is better to have a new item, type B. You can ask at the counter.
How to choose financial products?
With the improvement of people's economic level, there are more idle funds in their hands, so many people will manage their finances. So, how to choose wealth management products? If you want to choose financial products, you must consider your own economic ability and risk tolerance from your own situation. It is not that the higher the income, the better the wealth management products. Choosing the right financial products and obtaining stable income is the correct way to manage money.
When you choose a wealth management product, its risk, safety, liquidity and so on should be taken into account. Of course, its income must also be taken into account.
For example, if you don't have much money, don't want to take too much risks, and need to use money at any time, choose financial products with capital preservation and current demand, such as money funds, reverse repurchase of government bonds, and bank deposits. These are the things you should choose when choosing financial products.
And if you have sufficient funds, little liquidity demand and can take certain risks, you can pursue some high-risk and high-yield investments, such as stocks, gold and futures. These are the directions you can choose when choosing wealth management products.
I hope the following suggestions will help you:
(1) Look at the platform qualification. First of all, you should look at the platform website filing, domain name legitimacy and other information.
(2) Look at the platform evaluation. Investors can check the reputation, honors and reports of the platform in the industry, as well as the reputation on search engines.
(3) Look at the registered paid-in capital. Registered capital shows the strength of a company to some extent. At present, some platforms have a registered capital of tens of millions, but only a few hundred thousand have been paid. You should be very careful and pay attention to such platforms. Choosing a platform with a relatively large registered capital generally requires a financial platform to register a paid-in capital of 50 million.
(4) Look at the management team. The management team of the platform is the decisive factor of the platform's risk control strength. It is best to conduct on-the-spot investigation by yourself to see the overall quality and related professional level of platform personnel.