In many people's minds, they think there is a lot of money to manage. Today, let's take a look at how to buy the first fund in life with 100 yuan in Alipay. Now that beginners buy funds, it is recommended to start with index funds with less risk. Among index funds, it is suggested to start with CSI 500 or CSI 1000 (hereinafter referred to as CSI 500), which is very cost-effective, because there are two stock exchanges in our country. Shanghai Stock Exchange and Shenzhen Stock Exchange. CSI 500 is a fund that tracks small-scale and liquid stocks on these two exchanges. At present, index funds have low risk and high cost performance, which is a rare cost performance opportunity for novice Xiaobai. Why choose these two index funds instead of the CSI 300 or SSE A50 recommended by many bloggers?

In terms of P/E ratio, Wandequan A, SSE 50 and CSI 300 are all equal to or slightly lower than the average risk premium, that is, they are slightly overestimated, while CSI 500 and CSI 1000 are all greatly underestimated, ranking the highest with the risk premium interval of 10%, so they are more cost-effective. I want to know the usage of this index.

Give an example to illustrate the practical use of this index. Take the card 50 as an example. At the beginning of 20 19, it was once in the 20% percentile. Since then, the trend of SSE A50 has been rising, as shown in the above figure.

So according to this data, CSI 500 is a rare historical opportunity. Now, there is no need to follow VC CSI 300 or SSE A50.

So how do you buy CSI 500 Fund in Alipay? Open Alipay-Search Fund 3354 Index Fund. How to point out that all kinds of small and medium-sized boards are basically CSI 500. Of all types, many are CSI 1000.

Many index funds have the word "enhanced" behind them. Simply put, fund managers hope to earn more when they go up and lose less when they go down through their own initiative. And the risks and benefits are higher. This is a test of the ability of the fund manager, so it is still selected according to the principle of "three buys and three don't buy".

To review briefly, please refer to the previous article "Three Buy Three Don't Buy Principles of Nanny Teaching Fund, Choose a Good Fund" for details:

Purchase: 1. Only buy well-known fund companies; 2. Only buy funds that can outperform the broader market; 3. Only buy funds that can outperform peers.

3. Don't buy: 1. Don't buy funds smaller than 500 million or larger than 20 billion. Don't buy it if it is less than one year old. Don't buy a fund manager who has worked for less than five years.

Then look at the fund manager's previous product yield and so on.

Related Q&A: How much is the fluctuation of SSE 50 stock index futures and CSI 500? SSE 50, 300 yuan and CSI 200 yuan, dear, are you satisfied with my answer?