You can log in to personal mobile banking and check your balance sheet on the "My" channel. Tips: At present, the data displayed in "My Liabilities" are your loan and credit card arrears in BOC. Among them, the loan default includes the loan penalty, but does not include the loan interest; Credit card arrears include credit card interest and late fees.
The above contents are for your reference. Please refer to the actual business regulations.
If in doubt, please consult the online customer service of China Bank or download and use the mobile banking APP of China Bank to handle related business.