The impact of the epidemic on the global market economy has caused most people to doubt whether another financial crisis is coming, and many people have even started to prepare to prevent a financial crisis.

Regardless of whether the epidemic will cause a financial crisis, we will only discuss how we should preserve the value of our assets if a financial crisis occurs. There are many opinions that holding cash is a good means of preserving value.

However, we will find that when the economy is in a downturn, the country usually carries out some adjustments, and the main role among them is expansionary monetary policy. Then this policy will bring positive effects to the economic recovery. However, it will also increase the risk of inflation. Therefore, holding large amounts of cash cannot be an effective means of asset preservation.

Personally, I still agree with the statement that real estate in prosperous times is gold in troubled times. In addition to having value, gold also has a storage function, so gold is generally considered to have a value-preserving function. If there are major earthquakes, wars, turmoils, plagues and other disasters, economic development will be seriously affected, which will inevitably affect the living standards and investment of all people.

New coronavirus pneumonia has appeared in most places across the country, and the impact has been huge. In order to prevent the spread and infection of the epidemic, most citizens are staying at home and there are basically no production and consumption activities. This will inevitably affect economic development in the short term, especially the tertiary industry. Although the recent trend of gold futures is not good, when all investment products are in decline, the investable value of gold will be slightly higher in comparison, and even holding in cash reduces the risk of investment mistakes or losses. Possible, but inflation is not able to recover in the short term, and gold, as a more valuable product, will recover better.

Therefore, cash and gold are both options at present, but in the long run, the economy of China and the world has been affected, and the recovery time of this economic impact will be long, and There will inevitably be a certain degree of inflation during this period, so I personally prefer gold.