Question 1: What are the senior care products? Home care facilities, daily necessities, etc., Yingdee Care has more information about this.
Question 2: What are the products for the elderly? What products are easy to make for the elderly? 100 points: There is a good elderly product specially designed for the disabled elderly, disabled and paralyzed people.
Quanpinyuan Bedbed Urinary and Urinary Care Instrument can automatically flush urine and urine, automatically dry, and automatically turn over. It is convenient to use, saves time and effort, and is environmentally friendly and hygienic. National investment promotion, low threshold, is a good project in the elderly care industry, and revolutionary solution to the difficulty of nursing work. Hope this helps you
Question 3: What are the leading pension concept stocks among the listed companies in the pension industry?
Medical industry: Yuyue Medical (002223) (the company with the largest domestic market share) It specializes in the production and sales of rehabilitation nursing series and medical oxygen supply series medical device products. It is a leading enterprise in the medical device OTC market and occupies a leading position in the two core fields of rehabilitation nursing and medical oxygen supply.
Shangrong Medical (002551): The company mainly provides overall solutions for medical professional engineering with clean surgical department as the core, including medical professional engineering (such as operating room, ICU, laboratory, laboratory, medical Gas engineering, etc.) integrated services including planning and design, decoration construction, equipment configuration, system operation and maintenance.
Dean Diagnostics (300244): The company is mainly engaged in medical diagnosis outsourcing business and supporting in vitro diagnostic product agency business. The services and products provided by the company are mainly targeted at medical and health institutions at all levels. The company is a large-scale independent third-party medical diagnostic outsourcing service provider in China. It is currently one of the independent medical laboratories with the largest operating scale and the most complete diagnostic projects in my country.
Health care products industry: Harbin Pharmaceutical Co., Ltd. (600664) (industry leader, asset injection theme + long-term guarantee for aging)
Elderly care industry: Han’s Laser (002008) (the first company to enter the elderly care industry Industry)
Pharmaceutical industry: Zhongxin Pharmaceutical (600329) (the company’s Suxiao Jiuxin Pills have obvious advantages in speed)
Question 4: What are the types of pension insurance? At present, pension insurance in social security is divided into four types:
Urban employee pension insurance, flexible employment pension insurance, urban resident pension insurance, and new rural pension insurance
Best wishes p>
Question 5: What are the main types of pension insurance? What are the main types of pension insurance? There are mainly social pension insurance and commercial pension insurance. When buying pension insurance, you should first buy social pension insurance, and then buy commercial pension insurance. As a supplement to social pension insurance, commercial pension insurance has attracted more and more attention. There are roughly the following types of commercial pension insurance: participating pension insurance, universal insurance, and investment-linked insurance. It is best to buy commercial pension insurance as early as possible. Things to note when purchasing commercial pension insurance
1. For the most important insurance liability, that is, pension benefits, the payment period should be as long as possible.
2. The distribution of cash flow must be reasonable. The income from pension insurance mainly lies in the compound interest effect brought by its long-term investment. If you receive a large amount of insurance benefits too early, your account accumulation will be insufficient when it comes to your retirement needs.
3. Flexible payment. Before taking out insurance, you should choose an appropriate payment period based on your income level and financial planning.
4. Premium exemption. The premium waiver feature is very important.
5. Ensure the purchasing power of funds. When choosing a pension insurance product, you should choose a product with dividends, which can ensure a long-term and stable payment. And through dividends, it can to a certain extent ensure that the pension saved when you are young still has the purchasing power of the current year.
To purchase commercial pension insurance for yourself and realize your desire for high-quality pension insurance, you need an effective combination of social security, personal savings and pension annuity insurance in a certain proportion in order to live a happy and worry-free life in your later years. To choose a suitable commercial pension insurance product, Huize.com will be your best choice. Recommended here for you:
Sunshine True Heart 128 Critical Illness Protection Plan protection content:
*Critical illness and cancer protection up to NT$300,000 *Insurance that pays NT$300,000 immediately upon death Gold* value-added is even more powerful, with a return of 54,400 yuan upon maturity. Minimum monthly expenditure: 141 yuan. Happy Xianghong Health Protection Plan coverage:
*Critical illness and cancer protection up to 300,000 optional *Special serious illness for men and women An additional RMB 150,000 will be paid for illness** Refund upon maturity of up to RMB 300,000. Minimum monthly cost: RMB 120
Question 6: What are the elderly care industry chain and the industries and products involved? The elderly care industry has the characteristics of a long industrial chain and a wide range of fields. At the same time, it has a significant driving effect on the upper and lower industries. Generally speaking, the increase in the elderly population will undoubtedly drive the growth in demand for services for the elderly such as medical care, medical care, trusteeship, housekeeping services, elderly care real estate, elderly care information services, elderly education, elderly tourism, leisure and entertainment, financial consulting, etc. .
Question 7: What are the comparative brands of smart home care for the elderly? Please recommend. Nowadays, smart home care for the elderly has become fashionable, and more and more people are paying attention to it. Shanghai Maidong is a good choice.
Question 8: What pension financial products do banks have? 1. According to financial products The types of income are divided into: capital-guaranteed floating income, capital-guaranteed guaranteed income, and non-capital-guaranteed floating income products.
Capital-guaranteed floating-income products: Investors can receive 100% of the principal on the maturity date. However, product returns are not guaranteed. This type of product is suitable for prudent investors. Currently, there are products on the market that guarantee a minimum return, that is, the worst case scenario is that investors receive the lowest return on the maturity date. Generally speaking, the minimum yield is almost the same as the demand deposit interest rate.
Capital-guaranteed and guaranteed-income products: Investors can obtain 100% of the principal on the maturity date and the actual rate of return is consistent with the expected rate of return. This type of product is suitable for conservative investors.
Non-principal guaranteed floating income products: Banks do not guarantee that investors will receive 100% of the principal on the maturity date. Investors may lose part or all of their principal, and product returns are also uncertain. At present, some capital-guaranteed financial products have appeared in the bank financial product market, such as 90% capital guarantee, where investors can obtain 90% of the principal in the worst-case scenario on the maturity date. This type of product is suitable for investors with a certain risk tolerance.
2. According to the investment targets of financial products: bonds, credit assets, commodities, stocks, indexes, exchange rates, indexes, hybrids, and alternative investments.
Bond financial products: bank financial products with treasury bonds, financial bonds, central bank bills, and corporate bonds as the main investment directions.
Credit asset wealth management products: generally refers to the fact that banks, as the principal, entrust the funds raised through the issuance of wealth management products to trust companies, and the trust companies, as trustees, establish trust plans and purchase the wealth management products with the trust assets and sell them to banks or third parties. Third-party credit assets.
Stock-linked financial products: financial products linked to stocks. Currently, most stocks in the market are linked to Hong Kong stocks.
Index-linked financial products: financial products linked to an index. At present, the market is mainly linked to the Taiwan Weighted Index, Hang Seng Index, Nikkei 225 Index, and the British FTSE Index.
Interest rate-linked financial products: financial products linked to the interest rates of domestic and foreign currencies. The income of the products depends on the structure of the financial products and the trend of interest rates. Currently, the market is mainly dominated by SHIBOR (Shanghai Interbank Offered Rate) and LIBOR (London Interbank Offered Rate).
Commodity-linked financial products: financial products linked to commodity futures. Currently, the majority of financial products on the market are linked to gold, oil, and agricultural products.
Fund-linked financial products: financial products linked to funds. Product income depends on the trend of the linked underlying and the product structure. Currently, the products are mainly products linked to overseas funds.
Exchange rate-linked financial products: linked to foreign exchange. The rate of return on such products depends on the exchange rate movements of one or more groups of foreign currencies. Such as USD/EUR, USD/AUD, etc.
Mixed products: financial products whose investment direction includes more than two of the above combined investments
Alternative investment and financial products: refer to financial assets and financial assets other than traditional stocks, bonds and currencies. Investment in food production. Alternative investment products currently available on the market include red wine investment, liquor investment, jade investment, Pu'er tea investment, watch investment, etc.
Question 9: What are the products of life pension insurance? In today's pension crisis and lack of security, it is undoubtedly necessary and wise to purchase a suitable commercial pension insurance for yourself in advance. Commercial pension insurance can also be used as a means of forced savings to help young people prepare for a rainy day and avoid excessive consumption in their youth. What are the products of life pension insurance?
As a well-known insurance company, Life Insurance has launched a variety of pension insurance products. For details, you can go to the official website of Life Insurance. As for how to purchase commercial pension insurance, you can refer to the following:
1. Currently, the insurance products with pension functions on the market mainly include traditional, endowment, investment-linked and universal types. Moreover, the time span from purchase to receipt of commercial pension insurance may be 10, 20 or even longer years, so insurance needs to be taken on an as-needed basis.
2. The predetermined interest rate of traditional pension insurance is fixed, and most of them are annuity products; endowment insurance has protection and savings functions, and also has a dividend function, which has a good effect on resisting inflation; Investment-linked insurance does not have a guaranteed return, but the insurance company will charge account management fees and other fees, and the policyholder is responsible for the profits and losses. Universal insurance generally has a guaranteed return, and the insurance company will charge policy management fees, initial fees and other fees. It is suitable for For long-term investments, it generally takes more than 5 years to see investment returns.
3. Traditional and endowment insurance have clear return amounts and less investment, which are more suitable for the pension needs of the working class. However, investment-linked and universal insurances have higher investment and higher risks, so they are more suitable for high-income people with strong risk tolerance.
4. The pension amount provided by commercial pension insurance should account for 25%-40% of the total pension security needs. Therefore, on the basis of the basic social pension insurance and taking into account factors such as the gradual improvement of living standards and commodity prices, it is more appropriate for policyholders to purchase commercial pension insurance of about 200,000 yuan.
5. The shorter the pension insurance payment period, the smaller the total premium paid. When economic conditions permit, it is more economical to shorten the payment period appropriately. Insuring commercial pension insurance and life pension insurance may not be your best choice. You may wish to expand your choices and purchase them on Huize.com. The commercial pension insurance provided by Huize.com not only has many types, but also has affordable premiums, making it your best choice. Choose a channel. Taiping Guardian Life Life Annuity Insurance Protection Contents: * Flexible payment, lifelong pension * Annual pension, 80th birthday * Return on death, wealth inheritance, full refund on death Minimum monthly cost of paid insurance premium: 164 yuan Taikang eAijia worry-free life-long annuity insurance (dividend type) protection content: * Lifelong pension, receive lifetime benefits * Unique dividend protection to resist inflation * Monthly payment amount is equal to the monthly payment amount: the more you pay, the more you get, the lowest monthly expenditure : 200 yuan
Question 10: What investment space is there in the elderly care industry? Currently, there are three main elderly care models in the world, namely home care, community care, and institutional care. Currently in our country, the distribution of these three elderly care models is about 96%, 1% and 3%. Home care is absolutely mainstream. According to the “9073” elderly care plan released by many places, 3% of institutional elderly care will remain unchanged, while the proportion of community elderly care will increase from the current 1% to 7%. Coupled with the increasing elderly population, this has brought a lot of market space for community elderly care.
The five "golden combinations" of investment in the elderly care industry hope to inspire thinking for colleagues entering the elderly care industry:
1. Combination of light assets and heavy assets: light asset investment Low, high rate of return, easy to copy, capital investors favor light assets. Heavy assets can fully demonstrate the implementation of the company's strategy and the development of the entire industry chain of culture, sports, and medical care in accordance with a long-term strategic plan.
2. Combination of medical care and elderly care: The essence of "integration of medical care and elderly care" is the availability and sustainability of medical services and elderly care services.
3. The combination of centralized elderly care and decentralized elderly care: centralized elderly care mainly refers to centralized elderly care such as living in nursing homes, nursing homes, senior apartments, and senior care communities; the decentralized service model means "where the elderly are, services are provided" "where to go", subverting the traditional elderly care service model of "building an institution first and then moving in the elderly".
4. Combination of artificial services and intelligent technology
5. Combination of short-term products and long-term products: short-term products mainly refer to conventional property sales, nursing care services, medical rehabilitation services, Medical and nursing catering services and other derivative products and services; long-term products are mainly innovative products and services such as senior finance, senior financial products, etc. It is necessary to select appropriate entry point opportunities based on the company's own resources.