Latest price:1795.94; Up and down:-3.06; Opening price:1799.06; Yesterday's price:1799; Purchase price:1795.94; Price:1796.34; Highest price:1814.2; Lowest price: 1795
Gold investment is mainly divided into physical gold, gold T+D, paper gold, spot gold, international spot gold (commonly known as London gold), futures gold, gold advance payment and people's livelihood gold.
1, physical gold, through the sale of gold bars, gold ornaments and so on. Physical gold: in the form of 1: 1, that is, how much gold you spend to keep the value, you can only buy up, but you can't buy down, which is a big investment, complicated procedures and high expenses. It's hard to tell true from false.
2. Gold T+D: leverage ratio 1:5 trading is divided into three time periods. This is a two-way transaction. Take a matching transaction without price difference. The disadvantage is that the transaction is inactive and there is a premium. You can choose a bank. The advantage is that the bank provides it, but the disadvantage is that the bank handling fee is too high.
3. Paper gold: Paper gold is the characteristic business of China, China Industrial and Commercial Bank and China Construction Bank. Paper gold is a paper transaction of gold. Investors' transaction records are only reflected in the "gold passbook account" opened by individuals in advance, and do not involve the withdrawal of physical gold. The profit model is to obtain the difference profit by buying low and selling high. Paper gold is actually profitable through speculative trading, not physical gold investment. The advantage is that the bank provides it, but the disadvantage is that there is no leverage and the cost is too high.
4. Spot gold: the domestic service fee is about 7/ 10000. Adopt 24-hour uninterrupted trading, time and price in line with the international gold market, T+0 trading mode. Buy buy can be operated in both directions. The leverage ratio is relatively low, 1: 12.5. It is the only investment product in China that adopts the market maker system and can extract physical gold.
5. International spot gold: commonly known as London gold, spot gold is also known as speculative London gold or international gold. The leverage ratio is updated to 400 times. 20 13 FXCM Global Gold Exchange, leverage 400 gold, foreign exchange 400, no time limit. Online trading, t+0 trading, 24-hour continuous trading from Monday to Friday, buying up and buying down. The gold code is XAU _ USD or gold can be simulated and learned, and the default simulation lever is 200 times.
6. Futures gold: refers to a futures contract with the gold price in the international gold market at a certain time in the future as the transaction target. The profit and loss of investors buying and selling gold futures is measured by the price difference between gold and gold. After the contract expires, it is physical delivery.
7. Gold pre-lending: Gold pre-lending business, also known as gold deferred business, is the mainstream gold investment model in China. For example, the gold advance payment business launched by the northern gold and silver industry has a leverage of 25 times or 50 times. Only 2% or 4% advance payment is needed to buy and sell the gold standard contract, and the open position and flat position can be delivered through the e-commerce system to achieve the purpose of obtaining the price difference.
8. Minsheng Fund: "Minsheng Fund" is the business of "Minsheng Fund Provident Fund Plan". "Abbreviation" refers to the gold investment business provided by China Minsheng Bank for domestic individual customers, with RMB as the transaction settlement currency to realize the extraction of physical gold. Customers can buy at a low price and sell at a high price according to the fluctuation of gold price, earn the difference or make an appointment to withdraw cash. The advantage is that banks can extract physical gold and enjoy the profits brought by gold gains and rising gold prices.