Warehouse receipt is the voucher that the warehouse keeper pays the receipt money to the inventory, and the depositor receives the goods according to the contents recorded in the warehouse receipt. So the contents recorded in the warehouse receipt are the rights and obligations of both the depositor and the warehouse keeper. A warehouse receipt shall contain the following contents in accordance with Article 386 of the Contract Law:

1. Name and domicile of the depositor;

2. Variety, quantity, quality, packaging, quantity and marks of the goods to be stored;

Third, the loss standard of stored goods;

Fourth, the storage location;

5. Storage period;

Six, storage has been insured, insurance amount, duration and the name of the insurer;

Seven, storage costs;

8. Place and date of issuance.

Warehouse receipts have the following two effects:

First, the effectiveness of the warehouse receipt received by the depositor;

Second, the effectiveness of the transfer deposit.

Article 387 of the Contract Law stipulates that "the warehouse receipt is the voucher for withdrawing and storing the goods. If the depositor or warehouse receipt holder endorses the warehouse receipt and is signed or sealed by the custodian, he may transfer the right to take delivery. "

If the warehouse receipt is damaged, lost or stolen, and the holder loses the warehouse receipt and the right to pick up or transfer the goods recorded in the warehouse receipt, the depositor shall confirm his rights through public announcement in accordance with the procedures of the Civil Procedure Law, and bear the losses and expenses he should bear.

Standard warehouse receipt refers to the physical delivery certificate formulated by Dalian Commodity Exchange, Zhengzhou Commodity Exchange or Shanghai Futures Exchange. After the delivery warehouse designated by the exchange completes the acceptance and confirmation of the incoming goods, it is issued to the owner and registered in the exchange, which can be circulated in the exchange. Standard warehouse receipt pledge credit means that the holder of standard warehouse receipt provides guarantee with the certificate holding standard warehouse receipt as pledge, and our bank provides corresponding credit.

Functions and features:

(1) is beneficial to the sales of production enterprises;

(2) It is beneficial for commercial enterprises to obtain financing;

(3) It is conducive to the repurchase party (exchange or member unit) to expand its own business.

(4) Use standard warehouse receipt as pledge to obtain financing.

(5) Make lenders and repurchasers work closely together to achieve a win-win situation.

Treatment conditions:

(1) The credit applicant for the standard warehouse receipt pledge credit business is limited to industrial enterprises that produce the goods legally held by them and intend to pledge them with our standard warehouse receipt as raw materials or commercial enterprises that sell the corresponding goods;

(2) The goods indicated in the pledged warehouse receipt must be the types of goods that can be traded in Dalian Commodity Exchange, Zhengzhou Commodity Exchange or Shanghai Futures Exchange;

(3) The credit pledge rate of standard warehouse receipt pledge is not higher than 70%.

(4) The credit applicant shall abide by the relevant provisions of the Bank on granting credit to corporate customers and meet the following requirements:

A) The credit rating is above BBB (inclusive) (except those that cannot be rated);

(2) It has a good reputation and no illegal acts.