In order to enhance the anti-risk ability of agriculture, accelerate the development of modern agriculture, promote the revitalization of rural industries, and ensure the steady increase of farmers' income, this plan is formulated according to the spirit of Notice of the Office of Policy Agricultural Insurance Coordination Group on Doing a Good Job in Policy Agricultural Insurance (Yong Nong Bao [202 1] No.4).
Second, the work objectives
In 20021year, the "full cost plus income" insurance for early and late rice planting was promoted on a pilot basis in the whole region. Ningbo Agricultural Insurance Office will launch a plan to improve the security level of hybrid rice seed production, wheat and pigs in due course, comprehensively promote the development of seed industry insurance, and continue to do a good job in the development of rural industrial basic insurance and innovative insurance.
Three. primary mission
(a) to carry out early and late rice planting "full cost+income" insurance pilot. During the pilot period, the old and new insurance products planted in early rice and late rice coexist. Large-scale growers are insured by themselves, and retail investors are concentrated in administrative villages. In accordance with the principle of farmers' independent choice of insurance types and insurance amount, they are willing to take out all insurance, and they should also take out all insurance. Ningbo Agricultural Insurance Office will speed up the investigation of the full cost of hybrid rice seed production, wheat planting and pig production, pilot new insurance products, and improve the level of risk protection.
(2) Comprehensively promote the development of seed industry insurance. Ningbo Agricultural Insurance Office will actively carry out seed production industry insurance of grain, vegetables, livestock and poultry, aquatic products and other varieties approved and promoted at or above the provincial level in our city, disperse the risks of seed production and promotion, promote the stable development of seed enterprises in our city, enhance the ability to resist risks, and promote the construction of a strong city in seed industry.
(3) Increase the development of rural industrial basic insurance. According to the requirements of Ningbo Policy Agricultural Insurance Coordination Group's Implementation Opinions on Accelerating the High-quality Development of Agricultural Insurance (Yong Nong Bao [2020] No.5) on realizing the full coverage of rural industrial insurance by 2025, Ningbo Agricultural Insurance Office will encourage agricultural insurance institutions to intensify research and development, promote the development of agricultural insurance in an all-round and multi-level way, implement the relevant provisions on the protection of new types of insurance, and study the financial incentives for the development of new types of insurance, and plan 20021.
(4) Promoting the development of innovative insurance in an orderly manner. Ningbo Agricultural Insurance Office will encourage agricultural insurance institutions to go deep into the production line, fully understand the pain points of industrial development, adhere to the principle of meager profit and sustainable development, and develop innovative types of insurance such as meteorological index, agricultural product quality, price index, insurance plus futures. We will continue to promote the pilot project of "policy insurance plus commercial additional insurance", and continue to encourage the exploration of policy insurance plus commercial insurance or pure commercial insurance for rural industries with large investment and high returns and modern agricultural parks with local characteristics, and governments at all levels will continue to give policy support.
(5) Optimize the operation mode of insurance institutions and promote orderly competition in the agricultural insurance market. Central insurance and local specialty insurance will continue to be managed by * * *, and the share will be optimized and adjusted in due course. Encourage qualified insurance institutions to participate in the agricultural insurance market independently, moderately compete, stimulate the vitality of the agricultural insurance market, and earnestly safeguard the interests of farmers.
(six) to carry out performance evaluation and business tracking of insurance products. Ningbo Agricultural Insurance Office will conduct a comprehensive evaluation of the types of insurance that have been piloted for three years, and modify the insurance clauses, insurance coverage, rates and financial subsidies according to the evaluation results. Revise the insurance clauses such as greenhouse crop planting insurance and open vegetable planting insurance, improve the contents of the clauses, and optimize the compensation treatment method. Trace, evaluate and clean up the insurance products that have no business for a long time or have low coverage.
(seven) the construction of agricultural insurance information supervision and service platform. Ningbo Agricultural Insurance Office will explore a new mode of digital agricultural insurance supervision, build an agricultural insurance supervision service system, collect big agricultural and rural data and agricultural insurance data, avoid repeated insurance and false insurance events, establish agricultural insurance product supermarkets through Zhejiang Office, Zhejiang Government Nail and public micro-numbers of agricultural and rural departments at all levels, carry out online publicity of insurance knowledge and products, promote online insurance, complaints and claims, and improve the level of agricultural insurance supervision service. Organize special training on agricultural insurance in a timely manner, improve the knowledge level and business ability of agricultural insurance, enhance the awareness of serving agriculture, rural areas and farmers, and improve the level of serving agriculture, rural areas and farmers.
Fourth, the job requirements
(a) timely completion of agricultural insurance performance evaluation. In accordance with the assessment requirements of rural revitalization for agricultural insurance, the District Agricultural Insurance Office has effectively guaranteed the financial support funds for agricultural insurance, gradually changed the way of supporting agriculture, and gradually changed some agricultural subsidies into agricultural insurance. Towns, streets and agricultural insurance business institutions should actively cooperate with the district agricultural insurance office, and complete the self-evaluation of agricultural insurance performance in time around five aspects: organization and implementation, standardized management, funding guarantee, insurance coverage and farmers' satisfaction. The self-evaluation report should be reported to the municipal agricultural insurance office before the end of 12.
(2) Accelerate the settlement of financial subsidy funds. The Municipal Agricultural Insurance Office continues to entrust a third party to conduct audit. From 20021,the special funds for agricultural insurance above the municipal level will be directly allocated to insurance institutions by means of pre-allocation at the beginning of the year and settlement in the following year. The district agricultural insurance office also allocates the insurance subsidy funds that should be borne by the district level by means of pre-allocation at the beginning of the year and settlement in the following year, and completes the fund settlement with the insurance institutions in the previous year within 2 months after receiving the audit report of agricultural insurance in the previous year provided by the municipal agricultural insurance office.
(3) Strengthen summary and publicity. District agricultural insurance office and agricultural insurance management institutions will increase the publicity of agricultural insurance by making brochures, pictorial, information push, on-site lectures, symposiums and other forms, to ensure that farmers have channels and can be familiar with the protection content and characteristics of insurance products in time, and constantly improve their sense of acquisition and happiness. At the same time, make an annual summary of the development, promotion, underwriting claims and supervision of insurance products in time to continuously improve the management level of agricultural insurance.
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