If the loan method is not repaid, it is called seizure and freezing. Disposal of non-performing assets. The property right belongs to the buyer and the mortgagor is the loan bank, so there are certain procedures to realize the mortgage right.

Only financial leasing can be recovered. The real right belongs to the leasing company, and the "car buyer" is only a formal negative rent. Finally, we can discuss it and give the car to the "car buyer". This situation is very common in construction machinery, such as excavators. If the supply is cut off, you can take the car back at any time, because it belongs to someone else.