1. If the number of times you have applied for electronic certificate transfer has reached the limit, it means that you have applied in the bank too many times. You can submit a paper application to the bank staff to explain the situation and ask him to help you open more bank cards that restrict transfer. There is no limit.
2. You can transfer up to 50,000 yuan on the bank self-service machine that day. More than 50 thousand yuan needs to be handled at the counter, and you need to show your valid ID card. If you transfer money on behalf of others, in addition to the identity certificate of the depositor, you need to show the valid identity certificate of the agent.
3. In fact, the bank card transfer limit is per time, and it is required by the amount. After reaching the quota, there is no trading right. Judging from the contract signed between the bank and the customer, the bank requires the customer to replace the original magnetic stripe card with a chip card, which is a unilateral change of the original contract. We should reach an agreement with consumers to minimize the adverse effects on consumers. The bank's card changing behavior will cause many inconveniences to consumers, such as time-consuming and laborious, and the original binding transaction needs to be readjusted due to the change of card number. In line with the principle of customer first, banks try to upgrade by changing cards instead of numbers.
1. What if the bank card of the court is frozen? Freezing the defendant's bank card means that the people's court prohibits the defendant from withdrawing or transferring his deposits in banks, credit cooperatives and other financial institutions. According to the law, the court shall serve a civil ruling on the Notice of Assistance in Execution to the bank. After receiving it, the bank shall not pay or transfer money to the frozen depositors.
Otherwise, it will be handled by the court. The maximum period for freezing deposits is six months. If it is necessary to continue to freeze deposits, the court shall go through the formalities of extending the freezing at banks and credit cooperatives before the expiration of the freezing period. Otherwise, if it is not handled within the time limit, it will be regarded as automatic thawing.
3. The data shows that there are nearly 3.4 billion magnetic stripe cards in the market that need to be replaced, and the cost of each chip card is about 10 yuan, and the replacement cost is tens of billions. The industry believes that the charging standard for changing the "core" needs further regulation by the regulatory authorities. In the process of replacing magnetic stripe cards with chip cards, some banks will charge consumers a certain cost, which will cause heated discussion in society. In this regard, China Consumers Association believes that bank cards should be replaced at their own expense.
At present, the fees charged by banks for card replacement are the same. Banks such as ICBC and Minsheng change IC cards for free, while other banks generally charge1from 0 yuan to 20 yuan. Some banks also claim that the highest charge for card replacement is 40 yuan.