Hello, according to the individual situation of investors, you can consider making a fixed investment with 10%-20% of your salary every month, so that the quality of life will not be affected because the fixed investment amount is too high, and you will not be unable to save money because the fixed investment amount does not match the income. Assuming a monthly salary of 5,000 yuan, you can set the salary in 500 yuan every month.

Compared with one-time purchase, the fixed investment of the fund can indeed avoid some risks, but this is not a capital preservation. The holding time of the fund's fixed investment is suggested to be 2? 3 years, so if you plan to make a fixed investment, you must have this understanding and preparation.